Who Has the Cheapest Insurance Quotes for a Ford Edge in Wisconsin?

When writing about shopping for car insurance, the words “affordable” or “cheap” should never be used anywhere in the article as a descriptor for car insurance rates. Regardless, cheap auto insurance for a Ford Edge is just plain contradictory. But don’t despair, because we will tell you how you can still find auto insurance that you can fit into your budget.

The chances of finding the cheapest auto insurance for a Ford Edge in Wisconsin depends on a complex equation that considers factors like whether or not your vehicle has good safety ratings, your credit status, and whether or not you are a good driver. Drivers will pay on average $620 a year to insure their Edge, but that amount is a ballpark figure calculated based on a 30-year-old married female driver with comprehensive and collision coverage and $500 physical damage deductibles.

When making auto insurance estimates, the issue arises that you aren’t exactly 30 years old or even a female, possibly single instead of married, or maybe you just want different deductibles. Auto insurance is unique to each driver, so the best method for finding cheap insurance prices for your Ford is to regularly compare rates at renewal. Quotes only take a couple of minutes and you will receive prices from some of the most affordable companies around.

Find Cheaper Ford Edge Insurance

The specific model of Edge will be a contributing factor to the yearly cost, so the price you will pay to insure a Edge SE 2WD model will be $102 cheaper than the price to insure the higher-priced Edge Sport AWD trim level, as shown by the rates below.

Data variables include married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, multi-policy, and safe-driver. Table data does not factor in specific location information which can affect premium rates greatly.

Finding dependable, cost effective auto insurance is easier said than done, and determining which companies have the cheapest auto insurance rates for a Ford Edge will take even more perseverance. Each auto insurer uses slightly different criteria for setting prices, so let’s rank the auto insurance companies that tend to have lower prices in Wisconsin.

Compare Cheap Insurance Quotes for Your Edge

Get a Free Quote and Save

USAA may offer some of the best car insurance rates in Wisconsin at around $598 a year. Partners Mutual, Erie, Rural Mutual Insurance, and Nationwide would also be considered some of the most economical Wisconsin car insurance companies.

In the above rates, if you currently have a policy with Rural Mutual Insurance and switched to USAA, you could earn savings of about $151. Drivers with Nationwide might save as much as $154 a year, and Rockford Mutual policyholders might reduce prices by as much as $156 a year.

If you want to see how much you could save, click here to start a quote or click through to the companies below.

Understand that those premiums are averages for all types of insureds and vehicles and are not factoring in a specific rating modification for a Ford Edge. So the insurer that can offer you the best rate may not even be shown in the list of companies above. That affirms the importance of why you need to quote rates from many companies using your own personalized driver profile and vehicle information.

Discount Wisconsin car insurance

Insurers that provide the cheapest insurance for a Ford Edge in Wisconsin may have rate discounts that may potentially lower prices by 35% or more if you qualify. The best auto insurance companies and some of the discounts are shown below.

• State Farm has discounts for Steer Clear safe driver discount, Drive Safe & Save, passive restraint, defensive driving training, good student, multiple autos, and driver’s education.
• Liberty Mutual discounts include multi-car, exclusive group savings, multi-policy, newly retired, safety features, and new graduate.
• American Family has savings for good driver, TimeAway discount, mySafetyValet, early bird, air bags, defensive driver, and Steer into Savings.
• Progressive may have discounts that include homeowner, good student, multi-policy, multi-vehicle, online signing, and online quote discount.
• Farmers Insurance may offer discounts for homeowner, alternative fuel, switch companies, electronic funds transfer, and business and professional.
• Auto-Owners Insurance offers premium reductions for anti-lock brakes, student away at school, anti-theft, multiple vehicles, paid in full, company car, and mature driver.
• SAFECO includes discounts for bundle discounts, homeowner, teen safety rewards, accident prevention training, and multi-car.

The chart below illustrates the comparison of insurance costs with and without discounts applied to the premium. The data is based on a male driver, no violations or claims, Wisconsin state minimum liability limits, full coverage, and $500 deductibles. The first bar for each age group shows the average annual price with no discounts. The second shows the rates with multiple vehicle, safe-driver, anti-theft, claim-free, homeowner, and multiple policy discounts applied. When drivers take advantage of discounts, the average amount saved each year on auto insurance for a Ford Edge is 28% or $378.

The chart below shows how choosing a deductible can influence insurance rates when quoting cheap insurance for a Ford Edge. The price estimates are based on a married male driver, comp and collision included, and no discounts are taken into consideration.

The chart above illustrates that a 50-year-old driver could cut expenses by $218 a year by switching from a $100 deductible to a $500 deductible, or save $326 by changing to a $1,000 deductible. Young drivers, such as the 20-year-old example, could possibly save as much as $728 annually by choosing a higher deductible. If you do make the decision to raise your deductibles, it is a good idea to have additional funds in a savings account to pay the extra out-of-pocket expense, which is the one disadvantage of using larger deductibles.