Cheap Auto Insurance for Good Students in Mississippi

One of the many things that insurance companies take into consideration when calculating auto insurance rates is where you live. Densely populated urban areas like Natchez, Vicksburg, and Pascagoula tend to have more expensive car insurance rates, whereas cities that are not as densely populated tend to receive cheaper rates.

The table below lists the highest-priced places in Mississippi for good students to purchase a policy in.

Premium costs are comparative as specific location information can change insurance rates greatly.

Figuring out which company has the cheapest car insurance rates for good students requires a little more effort than just quoting one company’s rates. Each company used slightly different criteria to set policy rates, so we’ll go over the car insurance companies with the most affordable rates in Mississippi.

Keep in mind that Mississippi car insurance rates are impacted by many factors that control the policy premium. Improving your credit score, having a claim, or getting a reckless driving citation can produce rate changes that can now make some companies cheaper than competitors.

Best Cheap Insurance Rates for Students

Start Your Free Quote

USAA may have some of the lowest car insurance rates in Mississippi at around $807 each year. Travelers, Unitrin, Direct General, and ALFA also make the cut as some of the best Mississippi insurance companies.

As the rates illustrate above, if you are insured with Direct General and switched to Travelers, you may realize savings of about $297. Drivers with ALFA may save as much as $371 a year, and Safeway policyholders might cut rates by $380 a year.

Bear in mind that those premium estimates are averaged across all types of drivers and the different vehicles they drive and and are not calculated with a price decrease for good students. So the insurer that is most affordable for your situation may not even be featured in the list of companies above. That point stresses why you need to get rate quotes from many companies using your own personalized driver profile and vehicle information.

The vehicle model that is being insured is probably the largest consideration when looking for cheap auto insurance for good students in Mississippi. Vehicles with high performance, poor passenger safety features, or an increased likelihood of liability claims will cost much more to insure than more economical and safe models. The next lists illustrates insurance costs for the cheapest vehicles to buy coverage for.

Data rating is based on single male driver age 17, no speeding tickets, no at-fault accidents, $1000 deductibles, and Mississippi minimum liability limits. Discounts applied include claim-free, and safe-driver. Premium amounts do not factor in specific location which can change price quotes substantially.

Above prices assume single male driver age 17, no speeding tickets, no at-fault accidents, $1000 deductibles, and Mississippi minimum liability limits. Discounts applied include claim-free, and safe-driver. Prices do not factor in specific Mississippi garaging location which can alter coverage prices substantially.

Table data represents single male driver age 17, no speeding tickets, no at-fault accidents, $1000 deductibles, and Mississippi minimum liability limits. Discounts applied include safe-driver, and claim-free. Estimates do not factor in zip code location which can modify auto insurance rates substantially.

Which car insurance company is best?

When comparing car insurance for student drivers in Mississippi, four companies to consider are State Farm, Geico, Progressive, and Allstate. Between them, they insure nearly half of the entire U.S. market share. The data below shows price, claims, and customer service ratings, as well as some optional coverages that may be available in Mississippi.