Cheap Car Insurance for Retired Military in Vermont

One of the more important criteria that is used to help calculate the cost of insurance is where you choose to live in Vermont. Regions with more people or even just more weather-related claims like Saint Johnsbury, West Brattleboro, and Bristol tend to have more expensive auto insurance rates, whereas more rural areas get the luxury of paying less.

The information below displays the highest-priced areas in Vermont for retired military to buy auto insurance in.

Premium amounts are estimated as specific Vermont garaging address can decrease or increase price quotes greatly.

Finding decent, reasonably-priced auto insurance is hard enough, and figuring out which companies offer the best insurance rates for retired military calls for even more rate comparisons.

Each auto insurer has their own guidelines for setting prices, so to begin we’ll rank the most budget-friendly insurance companies in Vermont. Keep in mind that Vermont insurance rates are impacted by many things which can substantially change the cost of your policy. Improving your credit score, marrying your spouse, or getting a ticket for running a stop sign can trigger changes in premium that can make some companies more expensive than before.

Lowest Insurance Price Quotes for Vets

Compare Rates Today

google.charts.setOnLoadCallback(drawVTT5qcibChart);function drawVTT5qcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }], [‘Safeco’, 467, ‘#FF5733’], [‘California Casualty’, 519, ‘#D4482A’], [‘USAA’, 619, ‘#B03C23’], [‘The Hartford’, 627, ‘#92321D’], [‘Unitrin’, 717, ‘#792918’]]);var options = {title: ‘Most Affordable Car Insurance Companies in Vermont’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 300,’chartArea’: {left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:817,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibt5cic’));chart.draw(view, options);}

Safeco normally has some of the lowest car insurance rates in Vermont at around $467 per year. California Casualty, USAA, The Hartford, and Unitrin also are some of the cheapest Vermont car insurance companies.

In the rate table above, if you are a customer of The Hartford and switched to California Casualty, you could realize a yearly price reduction of in the vicinity of $108. Customers with Unitrin could save as much as $198 a year, and Travelers customers might lower prices by $210 a year.

Bear in mind that those policy rates are averages across all ages of drivers and types of vehicles and do not take into consideration a rate discount for retired military. So the car insurance company that is most affordable for your situation may not even be shown in the list of companies shown earlier. That is why you need to get quotes using your own specific driver information and vehicle.

Everyone has different tastes in autos, and the style of vehicle on the policy is a large factor when quoting economical insurance for retired military. Vehicles with reasonable performance levels, excellent safety ratings, or low incidents of liability claims will cost substantially less to insure than higher performance models. The tables below shows insurance rates for a handful of the most economical vehicles to insure in Vermont.

Data variables include married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Vermont minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, multi-vehicle, and safe-driver. Premium amounts do not factor in your specific Vermont location which can influence premiums significantly.

Prices based on married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Vermont minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, homeowner, and multi-vehicle. Estimates do not factor in zip code location which can increase or decrease price quotes noticeably.

Price data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Vermont minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, safe-driver, and multi-vehicle. Rate quotes do not factor in specific Vermont garaging location which can modify rates noticeably.

Vermont insurance companies ranked

Ending up with a good quality auto insurance company can be difficult considering how many different insurance companies sell coverage in Vermont. The company ratings displayed below can help you choose which insurers to look at comparing prices from. These rankings only include the companies with a significant amount of written premium nationwide, so companies that focus mainly on Vermont business are not included in these rankings.

How careless driving impacts insurance rates

The recommended way to maintain the most affordable insurance premiums in Vermont for veterans is to drive attentively and avoid tickets and accidents. The example below shows how traffic citations and accident claims can impact insurance rates for different age groups. The rate quotes are based on a married female driver, comprehensive and collision coverage, $250 deductibles, and no policy discounts are applied.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘Two Speeding Tickets and No Accidents’, ‘Two Speeding Tickets and One Accident’],[‘Age 20’, 1383,1789,2195],[‘Age 30’, 973,1373,1779],[‘Age 40’, 959,1365,1767],[‘Age 50’, 843,1251,1653],[‘Age 60’, 805,1207,1615],[‘Age 70’, 865,1267,1669]]);var options = {title: ‘Effect of Violations and Accidents on Vermont Auto Insurance Cost’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle in Vermont’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

The data in the chart shows the average cost of an auto insurance policy in Vermont per year with no accidents or violations is $971. Receive two speeding tickets and the average cost rises to $1,375, an increase of $404 each year. Next add one accident along with the two speeding tickets and the 12-month cost of insurance for retired military increases to an average of $1,780. That’s an increase of $808, or $67 per month, just for not being a responsible driver!