Who Has the Cheapest Auto Insurance for Real Estate Agents in Arizona?

Our editors always tell us that when writing about auto insurance, the word “cheap” should not appear anywhere in the article as a descriptor for auto insurance rates. Nonetheless, cheap auto insurance for real estate agents can seem impossible to find. But don’t despair, because we can show you some ways you can still find car insurance that may not be cheap, but it is affordable.

The vehicle requiring insurance is one of the main factors when consumers are trying to find the cheapest auto insurance for real estate agents in Arizona. Vehicles with lots of speed or power, a lack of safety features, or a high likelihood of having liability claims will cost more to insure than safer, lower-performance models. The list below illustrates auto insurance rates for some of the cheapest vehicles to buy coverage for.

Data based on single male driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Arizona minimum liability limits. Discounts applied include safe-driver, multi-vehicle, claim-free, homeowner, and multi-policy. Premium costs do not factor in your specific Arizona location which can modify coverage prices greatly.

Based upon the rates shown, you can assume that vehicles like the Honda CR-V, Ford Escape, Toyota Prius, Kia Forte, and Volkswagen Jetta are most likely going to be a few of the most economical vehicles to insure for realtors.

For realtors, one of the more important considerations that control the price you pay for insurance is where your residence is in Arizona. Cities with larger populations or higher claim trends like Phoenix, Avondale, and San Tan Valley tend to have higher auto insurance costs, whereas areas with less congestion generally have lower rates.

The table below ranks the most expensive cities in Arizona for real estate agents to purchase auto insurance in.

Rate information is comparative as the specific geographic location can alter auto insurance rates considerably.

Discounts on the cheapest auto insurance for real estate agents in Arizona

Car insurance companies that sell policies for real estate agents may also provide special discounts that may potentially lower prices by as much as 30% if you can meet the requirements. Larger insurance companies and their offered discounts are included below.

The diagram below shows the comparison of annual premium costs with and without discounts applied to the policy premium. The premiums are based on a female driver, no accidents or driving violations, Arizona state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows insurance cost with no discounts. The lower bar shows the rates with marriage, multiple vehicle, multiple policy, safe-driver, anti-theft, and homeowner discounts applied. When these discounts are applied, the the average amount saved on insurance for real estate agents is 13% or $222.

Which car insurance company is best?

If you want reliable car insurance for realtors in Arizona, four companies you’ll want quotes from are Allstate, Progressive, State Farm, and Geico. When combined, they insure over 48% of all vehicles in the U.S.. The table below compares and contrasts ratings for price and service, as well as some optional coverages you can expect with each one.