Best Cheap Insurance Quotes for a Dodge Journey in New Hampshire

When writing about shopping for car insurance, the words “affordable” or “cheap” should never be used anywhere to describe car insurance prices. Forgive the oxymoron, but cheap car insurance for a Dodge Journey just does not exist. But don’t let us ruin your dream, because we are going to show you how you can quote and buy auto insurance that is cheaper than what you are paying now.

Finding the cheapest insurance for a Dodge Journey in New Hampshire hinges on a lot of rating factors like how far you drive to work, if you are a frequent claim filer, and citations or violations on your driving record. Drivers in New Hampshire pay approximately $640 a year to insure a Journey, but that is that rates a 50-year-old married male driver who requires full comprehensive and collision coverage and $250 deductibles.

Chances are good that you may not be 50 years old (or even male), you might be single instead of married, or maybe your New Hampshire zip code is rated higher than the example. Auto insurance is unique to every driver, so the most reliable way to find cheap insurance prices for your Dodge is to just take the time to compare rates yourself.

Insure Your Dodge for Less

Vehicle trim level can impact the coverage cost, so the price you will be charged to insure a Journey SE 2WD trim level will be $112 less than the price to insure the more well-appointed Journey SXT Crew AWD version, as shown in the chart below.

Table data assumes married male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and New Hampshire minimum liability limits. Discounts applied include claim-free, multi-vehicle, safe-driver, homeowner, and multi-policy. Information does not factor in the specific area where the vehicle is garaged which can raise or lower insurance rates substantially.

Shopping around for affordable auto insurance is difficult, and finding out which company offers the best auto insurance rates for a Dodge Journey calls for even more rate comparisons.

Each company has a unique formula to establish rates, so to begin we’ll rank the most budget-friendly auto insurance companies in New Hampshire. We do need to point out that New Hampshire auto insurance rates are impacted by many things that may substantially change the price of your policy. Things like having a birthday, buying a home, or getting caught speeding can produce rate changes that may make certain companies cheaper than competitors.

Lowest Insurance Price Quotes for Your Dodge

Compare Rates and Save

Concord quotes some of the best car insurance rates in New Hampshire at around $705 a year. Travelers, Patriot, USAA, and Amica would also make the list of some of the lowest-priced New Hampshire car insurance companies.

As shown in the rates above, if you are a policyholder with USAA and switched to Travelers, you could realize a yearly price reduction of approxmiately $129. Policyholders with Amica could save as much as $164 a year, and Vermont Mutual customers might reduce rates by $175 a year.

To get a fast rate comparison, click here or click through to the companies below.

These estimates are averaged across all types of insureds and vehicles and and are not figured with a specific rating modification for a Dodge Journey. So the company that can offer you the best rate may not even be in the list of companies above. That is why you need to quote rates from as many companies as possible using your own individual information.

Responsible drivers pay cheaper auto insurance rates

The obvious way to earn cheap auto insurance prices in New Hampshire for a Journey is to drive carefully and have a clean driving record. The example below shows how traffic citations and accident claims increase insurance rates for each age group. The prices are based on a single female driver, full physical damage coverage, $250 deductibles, and no other discounts are factored in.

The data charted above shows the average cost of car insurance in New Hampshire per year with no accidents and a clean driving record is $1,532. Get one speeding ticket and the average cost swells to $1,735, an increase of $203 each year. Next add one accident along with the one speeding ticket and the annual cost of auto insurance for a Dodge Journey increases to an average of $2,309. That’s an increase of $777, or $65 per month, just for not being attentive to the road!

Get discounts on New Hampshire car insurance

Auto insurance companies that offer the best cheap insurance for a Dodge Journey in New Hampshire may have rate discounts that could potentially reduce rates by 25% or more if you qualify. A list of auto insurance companies and some of the premium reductions they offer are detailed below.

The illustration below visualizes the comparison of annual premium costs with and without policy discounts. The price estimates are based on a male driver, no claims or driving violations, New Hampshire state minimum liability limits, full coverage, and $100 deductibles.

The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with claim-free, vehicle safety, anti-theft, multiple policy, multiple vehicle, and defensive driving course discounts applied. When drivers qualify for the discounts, the the average amount saved on auto insurance for a Dodge Journey is 13% or $203.