The words “bargain” and “insurance” probably shouldn’t be used together, specifically when shopping around for the lowest insurance prices for nurses. Let’s lead off by showing you some situations that impact car insurance rates, and find a way to take a little off the next policy you buy.
When shopping for cheaper insurance for health professionals, one of the many things that determine the price you pay for insurance is where you keep your vehicle. Areas with more people like Manchester, Nashua, and Exeter tend to pay higher rates, whereas areas with less crime or weather claims enjoy lower insurance rates.
The illustration below ranks the more expensive cities in New Hampshire for nurses to buy auto insurance in.
Rank | City | Average Per Year |
---|---|---|
1 | Manchester | $1,289 |
2 | Pinardville | $1,177 |
3 | Nashua | $1,172 |
4 | South Hooksett | $1,156 |
5 | Exeter | $1,145 |
6 | Derry | $1,141 |
7 | Hudson | $1,132 |
8 | Newmarket | $1,127 |
9 | Londonderry | $1,125 |
10 | Hampton | $1,124 |
11 | Berlin | $1,118 |
12 | Durham | $1,113 |
13 | Dover | $1,112 |
14 | Milford | $1,096 |
15 | Claremont | $1,092 |
16 | Portsmouth | $1,073 |
17 | Somersworth | $1,072 |
18 | Franklin | $1,069 |
19 | Rochester | $1,065 |
20 | Laconia | $1,054 |
21 | Hanover | $1,051 |
22 | Lebanon | $1,050 |
23 | Suncook | $1,025 |
24 | Keene | $1,014 |
25 | Concord | $1,006 |
Quote Best Rates Go |
Prices are comparative as the garaging address in New Hampshire can affect coverage rates greatly.
The make and model of vehicle needing coverage is one of the main factors that determines whether or not you find cheap car insurance for nurses in New Hampshire. Vehicles with economical engines, a plethora of safety features, or a positive history of liability claims will cost much less to insure than fast, unsafe models. The table below illustrates car insurance premiums for a selection of the most affordable vehicles to buy insurance for.
Vehicle Make and Model | Estimated Cost for Full Coverage |
---|---|
Ford F-150 XLT Super Cab 2WD | $498 |
Chevrolet Traverse LTZ AWD | $504 |
Honda CR-V EX 4WD | $507 |
Toyota RAV4 Limited 4WD | $531 |
Ford Escape Limited 4WD | $542 |
Jeep Wrangler Rubicon 4WD 2-Dr | $548 |
Hyundai Elantra SE Touring Station Wagon | $554 |
Subaru Forester X Premium AWD | $555 |
Toyota Prius | $565 |
Subaru Outback 2.5I | $561 |
Ford Explorer XLT 2WD | $565 |
Kia Optima LX | $574 |
GMC Sierra SL Crew Cab 2WD | $575 |
Compare Rates Now Go |
Premium data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and New Hampshire minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, claim-free, and multi-policy. Rate quotes do not factor in New Hampshire location which can lower or raise premiums considerably.
Looking at the rates, we can presume that makes and models like the Ford F-150, Chevrolet Traverse, Honda CR-V, Toyota RAV4, and Ford Escape are the most affordable vehicles to insure for health professionals.
Deciphering which companies quote the most affordable auto insurance rates for nurses involves a little more sweat in order to find the lowest price.
Every insurance provider uses a different method to set their prices, so let’s take a look at the auto insurance companies with the most affordable rates in New Hampshire.
Find the Cheapest Car Insurance for Health Occupations
Rank | Company | Cost Per Year |
---|---|---|
1 | Travelers | $695 |
2 | Concord | $712 |
3 | Patriot | $820 |
4 | USAA | $829 |
5 | Amica | $880 |
6 | Vermont Mutual | $900 |
7 | Encompass | $1,014 |
8 | MMG Insurance | $1,038 |
9 | Progressive | $1,075 |
10 | State Farm | $1,133 |
11 | MetLife | $1,253 |
12 | Liberty Mutual | $1,385 |
13 | GEICO | $1,428 |
14 | Safeco | $1,757 |
15 | Allstate | $1,795 |
16 | The Hartford | $1,802 |
17 | Hanover | $2,148 |
18 | Commerce Group | $2,538 |
19 | Nationwide | $6,070 |
Get a Custom Quote Go |
Travelers generally has some of the lowest car insurance rates in New Hampshire at around $695 per year. Concord, Patriot, USAA, and Amica would also make the list of some of the lowest-priced New Hampshire insurance companies.
As illustrated above, if you buy coverage from Concord and switched to Travelers, you could realize a yearly price reduction of upwards of $17. Drivers with Patriot might save as much as $125 a year, and USAA customers might see rate reductions of $134 a year.
It’s important to note that these premiums are averages across all ages of drivers and types of vehicles and do not factor in a rate decrease for nurses. So the auto insurance company that fits your age and vehicle best may not even be included in the list above. That helps illustrate why you need to quote rates from as many companies as possible using your own specific driver information and vehicle.
Buying coverage from the top insurer can be challenging considering how many companies sell coverage in New Hampshire. The rank data shown next can help you analyze which auto insurance companies to look at purchasing from. The ratings below are only made up of the largest companies in America, so companies that may only write in New Hampshire are not factored into the list.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
The General | 96 | 100 | 92 | 91% | A- | 95 |
The Hartford | 88 | 96 | 91 | 93% | A+ | 92.6 |
Progressive | 84 | 94 | 99 | 90% | A+ | 92.4 |
Travelers | 84 | 93 | 100 | 87% | A++ | 92.3 |
State Farm | 84 | 93 | 95 | 87% | A++ | 91 |
Farmers Insurance | 87 | 92 | 90 | 85% | A | 90.6 |
Safeco Insurance | 85 | 91 | 87 | 86% | A | 88.4 |
USAA | 71 | 93 | 98 | 87% | A++ | 88 |
GEICO | 73 | 93 | 95 | 85% | A++ | 87.1 |
21st Century | 85 | 85 | 91 | 89% | A | 86.9 |
Liberty Mutual | 72 | 91 | 97 | 83% | A | 86.4 |
AAA Insurance | 85 | 85 | 88 | 86% | A | 85.8 |
Nationwide | 71 | 90 | 93 | 83% | A+ | 84.9 |
Allstate | 69 | 92 | 92 | 83% | A+ | 84.4 |
American Family | 77 | 96 | 80 | 85% | A | 83.8 |
Esurance | 70 | 80 | 89 | 77% | A+ | 79.2 |
Compare Rates Now Go |
Data Source: Insure.com Best Car Insurance Companies