Cheapest Car Insurance for a 20 Year Old Female in Mississippi

When shopping for the cheapest car insurance for young women, one of the many factors that affect the amount you pay for auto insurance is where your car is garaged. Areas that are densely populated or have higher claim frequency like Natchez, Clinton, and Pascagoula tend to pay slightly more, whereas areas with lower vehicle theft rates and fewer weather claims generally pay lower car insurance rates.

The following table displays the more expensive cities in Mississippi for 20 year old women to purchase auto insurance in.

Annual rates are approximated as the specific Mississippi residence address can decrease or increase auto insurance rates substantially.

Finding out which companies have the cheapest car insurance rates for 20 year old women requires a tad more effort in order to find a policy that fits your budget. Each auto insurer has their own guidelines to establish rates, so let’s rank the car insurance companies with the overall cheapest rates in Mississippi.

It’s a good idea to be aware that Mississippi car insurance rates are calculated based on many things that can increase the price of coverage. Simply having another birthday, adding a teenager to your policy, or getting a few speeding tickets can produce rate changes resulting in some rates now being cheaper than others.

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USAA may have some of the lowest car insurance rates in Mississippi at around $815 a year. Travelers, Unitrin, Direct General, and ALFA also rank well as some of the most economical Mississippi insurance companies.

As the rates illustrate above, if you have coverage with Direct General and switched to Travelers, you could earn annual savings of in the neighborhood of $310. Policyholders with ALFA may save as much as $358 a year, and Southern Farm Bureau policyholders might reduce prices by as much as $388 a year.

It’s important to note that these premiums are averages across all ages of drivers and types of vehicles and and are not figured with a price increase for 20 year old women. So the insurer that can offer you the best price may not even be in the chart above. That emphasizes why you need to quote rates from many companies using your own driver and vehicle profiles.

The make and model of vehicle you are buying coverage for is probably the biggest factor when comparing the cheapest auto insurance for 20 year old women in Mississippi. Vehicles with more horsepower, a lack of modern safety features, or a track record of large liability claims will cost much more to insure than more modest models. The next tables ranks auto insurance premiums for some of the most budget-friendly vehicles to buy coverage for.

Cost estimates assume single female driver age 20, no speeding tickets, no at-fault accidents, $1000 deductibles, and Mississippi minimum liability limits. Discounts applied include safe-driver, and claim-free. Premium amounts do not factor in the specific area where the vehicle is garaged which can decrease or increase premiums significantly.

Table data assumes single female driver age 20, no speeding tickets, no at-fault accidents, $1000 deductibles, and Mississippi minimum liability limits. Discounts applied include claim-free, and safe-driver. Premium costs do not factor in garaging location in Mississippi which can increase or decrease price quotes considerably.

Table data represents single female driver age 20, no speeding tickets, no at-fault accidents, $1000 deductibles, and Mississippi minimum liability limits. Discounts applied include claim-free, and safe-driver. Premium amounts do not factor in the specific area where the vehicle is garaged which can raise or lower coverage rates noticeably.

Which major car insurance company is best?

When it comes to buying car insurance for young women, the most popular companies are Geico, Progressive, Allstate, and State Farm. Combined they make up over 45% of the entire U.S. car insurance market. Each company has somewhat different options that buyers can select from. The table below points out ratings for price, service, and claims, in additional to some of the optional coverages you can expect with each one.