How Much is Auto Insurance for a Learners Permit in Washington?

Figuring out which companies offer the best car insurance rates for a learners permit involves a little more sweat in order to find the lowest price. Each auto insurer has a different process for determining prices, so let’s take a look at the overall cheapest car insurance companies in Washington.

Best Car Insurance Prices in Washington

Compare Rates Today

Capital may offer some of the cheapest car insurance rates in Washington at around $761 a year. Grange, Nationwide, PEMCO, and Travelers also are some of the cheaper Washington auto insurance companies.

As shown in the table above, if you are currently insured with Nationwide and switched to Capital, you might achieve annual savings of roughly $200. Washington drivers with PEMCO could save as much as $233 a year, and Travelers customers might reduce prices by as much as $237 a year.

If you want to find out if you’re overpaying, click here to get quotes or feel free to get quotes from the companies below.

Bear in mind that those policy prices are averaged across all drivers and vehicles in Washington and and are not calculated with a price increase for a learners permit. So the car insurance company that fits you best may not even be included in the above rate chart. That affirms the importance of why you need to compare rates from as many companies as possible using your own driver and vehicle profiles.

For new drivers, one of the largest things that determine the price you pay for insurance is where your residence is in Washington. More densely populated places like Tacoma, Lakewood, and Renton tend to pay more, whereas areas with less congestion generally pay less for auto insurance.

The following table displays the higher priced cities in Washington for a learners permit to buy an auto insurance policy in.

Annual rates are estimated as the garaging address in Washington can alter auto insurance rates significantly.

The make and model of vehicle to be insured is a large consideration that determines the availablility of the most economical auto insurance for a learners permit. Vehicles with lots of horsepower, poor crash test ratings, or high incidents of liability claims will cost significantly more to insure than safer models. The tables below shows auto insurance costs for a handful of the most affordable vehicles to insure.

Price data assumes single female driver age 17, no speeding tickets, no at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include safe-driver, and claim-free. Rate quotes do not factor in the specific area where the vehicle is garaged which can change price quotes substantially.

Premium data assumes single female driver age 17, no speeding tickets, no at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include claim-free, and safe-driver. Price information does not factor in specific location which can affect coverage prices greatly.

Data based on single female driver age 17, no speeding tickets, no at-fault accidents, $1000 deductibles, and Washington minimum liability limits. Discounts applied include safe-driver, and claim-free. Rates do not factor in your specific Washington location which can lower or raise price quotes considerably.

The illustration below demonstrates how choosing different deductibles can increase or decrease insurance premiums when quoting cheap insurance for a learners permit. The premiums assume a single female driver, comp and collision included, and no discounts are applied.

The data above shows that a 50-year-old driver could lower their car insurance rates by $316 a year by increasing from a $100 deductible to a $500 deductible, or save $476 by changing to a $1,000 deductible. Youthful drivers, like the Age 20 category, could shave $808 each year just by choosing higher deductibles when buying full coverage. When insureds make the decision to increase the deductibles on their policy, it is necessary to have additional funds in a savings account to enable you to cover the extra out-of-pocket expense, which deters some people from using high deductibles.

Buying coverage from the top company can be difficult considering how many choices you have in Washington. The rank data in the next section can help you analyze which companies you want to consider when insurance shopping for a learners permit.

These ratings only include major nationwide insurance companies, so companies with more of a regional focus will not be included in the list. To compare prices from these and other companies in Washington, simply click here.

Who is cheaper: State Farm, Allstate, Geico, or Progressive?

When comparing car insurance for new drivers, some of the first companies to look at are State Farm, Allstate, Geico, and Progressive. If you add them together, they insure about half of the entire U.S. auto insurance market. They all have your normal coverages like liability, comprehensive, and collision, but each one offers a little bit different set of discounts and options that you can select from. The next table breaks down ratings and policy coverage options offered by each company.