How Much is Car Insurance for Teenage Males in Connecticut?

The vehicle you are buying coverage for is a large consideration when trying to find cheap insurance for teenage males in Connecticut. Vehicles with economical engines, a great safety record, or a positive history of liability claims will cost much less to insure than higher performance models.

The table below ranks coverage premiums for some of the most budget-friendly vehicles to buy coverage for.

Table data assumes single male driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and Connecticut minimum liability limits. Discounts applied include safe-driver, and claim-free. Premium costs do not factor in specific Connecticut garaging location which can alter coverage rates greatly.

Based upon the table data, makes and models like the Honda Accord, Honda CR-V, Ford Escape, Chevrolet Traverse, and Toyota Prius will be a few of the most affordable vehicles to insure for teen boys. Car insurance rates will tend to be more expensive anyway just due to the fact that there is more liability exposure for teenage males, but generally speaking those vehicles will tend to have the best insurance prices that you are likely to find.

One of the many criteria used to determine the cost of insurance is the neighborhood you call home in Connecticut. Larger areas like Hartford, New Haven, and West Haven tend to pay slightly more, whereas areas with lower crime rates and fewer weather claims generally pay less for insurance.

The information below lists the highest-priced areas in Connecticut for teenage males to buy car insurance in.

Price information shown is comparative as the specific area where the vehicle is garaged can change coverage rates noticeably.

Deciding which companies quote the best auto insurance rates for teenage males will require more work than just comparing rates from one or two companies. Every car insurance company has a unique formula to establish rates, so we’ll take a look at the lowest cost auto insurance companies in Connecticut.

It’s important to understand that Connecticut auto insurance rates are impacted by many things which can substantially change the price of coverage. Getting older, buying higher coverage limits, or getting a speeding ticket can trigger price changes that may make certain companies much cheaper than others.

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Utica National may have some of the lowest car insurance rates in Connecticut at around $995 each year. Travelers, Amica, USAA, and Nationwide also make the cut as some of the more affordable Connecticut insurance companies.

As illustrated above, if you currently have coverage with USAA and switched to Travelers, you could realize annual savings of about $134. Customers with Nationwide may save as much as $288 a year, and State Farm policyholders might see rate reductions of $438 a year.

To compare your rates to other Connecticut insurance companies, click here to get a free quote or feel free to get quotes from the companies below.

Bear in mind that those premium estimates are averages for all drivers and vehicles in Connecticut and are not factoring in a price surcharge for teenage males. So the company that can offer the best rates for your situation may not even be shown in the chart above. That is why you need to get auto insurance quotes using your own personalized driver profile and vehicle information.

Is Progressive, Geico, Allstate, or State Farm cheaper?

When researching car insurance for teen boys in Connecticut, four companies to consider are Progressive, Geico, Allstate, and State Farm. Each one has somewhat different options that can influence your buying decision. The next table points out ratings for price and service, as well as some optional coverages you can buy with each company.