Deciding which company offers the lowest-priced auto insurance rates for Lyft drivers will take a little more sweat in order to find the lowest price.
Every car insurance company has a unique formula for determining rates in each state, so we need to take a look at the auto insurance companies with the most affordable rates in North Dakota. We do need to point out that North Dakota auto insurance rates are calculated based on many things which can substantially decrease or increase the price you have to pay for coverage. Simply getting older, buying a home, or getting a reckless driving citation may generate price changes that can make some companies cheaper than others.
Best Auto Insurance Prices for Your Lyft Vehicle
Rank | Company | Cost Per Year |
---|---|---|
1 | USAA | $732 |
2 | Nodak Mutual | $918 |
3 | Allied | $921 |
4 | Grinnell | $1,070 |
5 | Safeco | $1,122 |
6 | State Farm | $1,154 |
7 | State Auto | $1,299 |
8 | Progressive | $1,320 |
9 | Auto-Owners | $1,450 |
10 | Allstate | $1,489 |
11 | Auto Club Group | $1,502 |
12 | American Family | $1,522 |
13 | MetLife | $1,541 |
14 | EMC | $1,669 |
15 | National Farmers Union | $1,753 |
16 | North Star | $2,004 |
17 | GEICO | $2,080 |
18 | Farmers | $2,116 |
19 | Liberty Mutual | $2,471 |
20 | Dairyland | $5,248 |
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USAA normally has some of the best car insurance rates in North Dakota at around $732 a year. Nodak Mutual, Allied, Grinnell, and Safeco also make the cut as some of the best North Dakota auto insurance companies.
In the above example, if you have coverage with Nodak Mutual and switched to USAA, you may realize a yearly price reduction of approxmiately $186. North Dakota drivers with Allied might save as much as $189 a year, and Grinnell insureds might reduce rates by $338 a year.
If you want to find out if you’re overpaying, click here to begin a quote or click through to the companies below.
Remember that these estimates are averages for all types of drivers and the different vehicles they drive and and are not figured with a rate decrease for Lyft drivers. So the company that is best suited for you may not even be in the rate chart shown above. That points out the importance of why you need to get quotes using your own driver information and specific vehicle type.
The type of vehicle you are buying coverage for is one of the biggest factors when shopping for cheap car insurance for Lyft drivers in North Dakota. Vehicles with average performance, a plethora of safety features, or a track record of few liability claims will cost substantially less to insure than adrenaline junky models.
The list below features coverage prices for the cheapest automobiles to insure.
Insured Vehicle | Estimated Cost for Full Coverage |
---|---|
Honda Accord LX-P 4-Dr Sedan | $732 |
Ford Edge SE 2WD | $794 |
Hyundai Tucson GLS 2WD | $801 |
Honda CR-V LX 2WD | $803 |
Ford Escape Limited 4WD | $805 |
Ford Fusion S 4-Dr Sedan | $866 |
Chevrolet Traverse LT 2WD | $873 |
Subaru Outback 3.6R | $884 |
Ford Explorer Eddie Bauer 4WD | $890 |
Subaru Forester XT Limited Edition W/Navigation AWD | $895 |
Toyota Prius | $906 |
Hyundai Santa Fe SE 4WD | $919 |
Hyundai Elantra GLS 4-Dr Sedan | $929 |
Dodge Grand Caravan CV | $920 |
Ford F-150 STX Regular Cab 4WD | $925 |
Ford Focus SE 4-Dr Sedan | $930 |
Volkswagen Jetta SE 4-Dr Sedan | $937 |
GMC Sierra SLT Extended Cab 2WD | $944 |
Jeep Wrangler Unlimited Rubicon 4WD 4-Dr | $939 |
Chevrolet Impala LT | $951 |
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Data rating is based on single male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and North Dakota minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, multi-vehicle, and homeowner. Information does not factor in specific North Dakota garaging location which can decrease or increase insurance rates significantly.
Based upon these rates, makes and models like the Honda Accord, Ford Edge, Hyundai Tucson, Honda CR-V, and Ford Escape are likely to be the cheapest vehicles to insure for Lyft vehicles.
Picking the highest-rated insurer is difficult considering how many companies are available to choose from in North Dakota. The rank data shown below may help you select which auto insurers to look at when shopping your coverage around.
The ratings below only include companies that write coverage in many states, so companies that focus mainly on North Dakota business are not included in the list. If you wish to compare prices from these companies and more, just click here.
When it comes to buying auto insurance, four companies to take a look at are Geico, State Farm, Allstate, and Progressive. Each company has a slightly different set of options and discounts that may affect your buying decision. The table below points out some of the ratings and options that are available from each company.
Geico | State Farm | Allstate | Progressive | |
---|---|---|---|---|
Handling of Claims | 3rd | 2nd | 1st | 4th |
Overall Price | 1st | 2nd | 4th | 3rd |
Discounts Available | 2nd | 3rd | 1st | 4th |
Customer Satisfaction | 1st | 4th | 2nd | 3rd |
Rating from A.M. Best | A++ | A++ | A+ | A+ |
Mechanical breakdown insurance | Yes | No | No | Yes |
Usage-based rating | No | Yes | Yes | Yes |
New car replacement coverage | No | No | Yes | No |
Roadside assistance | Yes | Yes | Yes | Yes |
Accident forgiveness coverage | Yes | No | Yes | Yes |
Rideshare insurance | Yes | Yes | Yes | Yes |
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