Best Cheap Car Insurance for a Company Car in Kansas

Best Cheap Car Insurance for a Company Car in Kansas

The words “bargain” and “insurance” really shouldn’t be used in the same sentence, specifically when you are looking for the cheapest car insurance for a company car. To save some money, let’s start off by going over a few of the factors that significantly impact auto insurance rates, and see how we can help you take a little off the next policy you buy.

One of the key factors that car insurance companies take into consideration when calculating the amount you pay for auto insurance is where you live in Kansas. Areas with more people or more claims like Garden City, Dodge City, and Great Bend are more likely to pay higher prices, whereas cities that are not as densely populated have the gratification of the best cheap auto insurance for a company car in Kansas.

The table below shows the most expensive places in Kansas for a company car to buy an auto insurance policy in.

Car insurance prices in Kansas
Rank City Annual Rate
1 Garden City $1,476
2 Liberal $1,418
3 Dodge City $1,407
4 Kansas City $1,355
5 Great Bend $1,260
6 Wichita $1,219
7 Derby $1,176
8 Leavenworth $1,160
9 Hays $1,159
10 Pittsburg $1,154
11 Hutchinson $1,148
12 Topeka $1,148
13 Lawrence $1,145
14 Shawnee $1,138
15 Emporia $1,134
16 Junction City $1,116
17 Newton $1,108
18 Manhattan $1,102
19 Prairie Village $1,084
20 Overland Park $1,083
Compare Rates Now Go

Table data uses estimated as specific location information can modify premium rates greatly.

Finding reliable, affordable auto insurance is confusing at best, and figuring out which insurers offer the cheapest car insurance rates for a company car will take a bit more work.

Each insurance company has a different process to set their prices, so first let’s look at the rankings for the car insurance companies with the overall best prices in Kansas. We do need to point out that Kansas car insurance rates are based on many factors that can increase your annual premium. Simply having a birthday, getting married, or having a fender bender can trigger changes in premium that can make some companies cheaper than competitors.

Lowest Insurance Price Quotes in Kansas

Compare Rates and Save

What’s the cheapest car insurance in Kansas?
Rank Company Cost Per Year
1 USAA $743
2 The Hartford $831
3 Auto-Owners $1,053
4 Allied $1,054
5 Travelers $1,073
6 Farmers $1,129
7 Farm Bureau Mutual $1,211
8 State Farm $1,233
9 Nationwide $1,256
10 California Casualty $1,281
11 American Family $1,322
12 Progressive $1,382
13 Auto Club $1,479
14 National Farmers Union $1,488
15 Safeco $1,515
16 Liberty Mutual $1,516
17 GEICO $1,609
18 Electric $1,677
19 Safe Auto $1,775
20 Shelter $1,788
Compare Rates Now Go

USAA may have some of the lowest car insurance rates in Kansas at around $743 a year. The Hartford, Auto-Owners, Allied, and Travelers would also make the list of some of the most economical Kansas auto insurance companies.

In the rate table above, if you are a customer of Travelers and switched to The Hartford, you could earn a yearly savings of roughly $242. Customers with Farmers may save as much as $298 a year, and Farm Bureau Mutual customers might see rate reductions of $380 a year.

Understand that those premiums are averaged for all insureds and vehicles and do not factor in a price decrease for a company car. So the auto insurance company that has the cheapest price for you may not even be in the above rate chart. That emphasizes why you need to quote rates from as many companies as possible using your own specific driver and vehicle information.

Get discount Kansas auto insurance

Cheaper Kansas car insurance for your employer's vehicleCar insurance companies that sell the best cheap auto insurance for a company car in Kansas may additionally offer premium discounts that may potentially lower prices by as much as 30% if you meet the requirements. A few of the larger companies and the discounts they provide can be found below.

  • GEICO has savings for anti-lock brakes, emergency military deployment, membership and employees, driver training, and multi-vehicle.
  • Auto-Owners Insurance may have discounts that include paid in full, anti-theft, safe vehicle, student away at school, good student, and air bags.
  • American Family offers discounts including Steer into Savings, multi-vehicle, mySafetyValet, early bird, and good student.
  • Esurance includes discounts for anti-theft, online shopper, Switch & Save, DriveSense, and defensive driver.
  • Progressive discounts include multi-policy, online signing, online quote discount, continuous coverage, homeowner, and multi-vehicle.
  • State Farm has discounts for safe vehicle, driver’s education, defensive driving training, anti-theft, student away at school, and good student.
  • AAA policyholders can earn discounts including anti-theft, good driver, good student, multi-policy, pay-in-full, education and occupation, and AAA membership discount.

The information below illustrates the comparison of insurance costs with and without discounts applied to the policy premium. The premiums are based on a male driver, no accidents or driving violations, Kansas state minimum liability limits, full coverage, and $500 deductibles.

The first bar for each age group shows the average rate with no discounts. The lower bar shows the rates with defensive driving course, multiple vehicle, accident-free, anti-theft, homeowner, and claim-free discounts applied. When these discounts are applied to the policy premium, the the amount saved on car insurance for a company car is 28% or $375.

Insuring your vehicle with a highly-rated insurer can be challenging considering how many different companies there are to choose from in Kansas. The information displayed below could help you decide which car insurance companies you want to consider comparing rates from.

The ratings below are only comprised of companies with a national presence, so companies that focus mainly on Kansas business are not taken into consideration for these rankings. To compare prices from these top-rated insurers and more, follow this link.

Top 10 Major Auto Insurance Companies in Kansas Ranked by Claims Service

  1. Progressive
  2. Travelers
  3. Liberty Mutual
  4. Nationwide
  5. USAA
  6. AAA Insurance
  7. Safeco Insurance
  8. GEICO
  9. The General
  10. Esurance

Top 10 Major Auto Insurance Companies in Kansas Ranked by A.M. Best Rating

  1. USAA – A++
  2. GEICO – A++
  3. Travelers – A++
  4. State Farm – A++
  5. Esurance – A+
  6. Allstate – A+
  7. The Hartford – A+
  8. Nationwide – A+
  9. Progressive – A+
  10. The General – A-

How to find the best cheap auto insurance for a company car in Kansas

The list below shows many money-saving solutions that can help drivers find cheap car insurance.

  • Do not get tickets or violations
  • Pay less by remaining claim-free
  • Bundle home and auto and save
  • Staying accident-free helps keep rates low
  • Vehicles with good safety ratings are usually cheaper to insure
  • Shop around for cheaper rates regularly

The last item on the list is extremely crucial, as we emphasized in this piece. Coverage prices in Kansas can change considerably in a year, so drivers shouldn’t hesitate to switch companies if a lower price can be found. Many drivers prefer to stick with one company, but it’s not a great idea if that inflexibility results in costing you big bucks every year. It only take a few minutes to compare prices and find cheaper auto insurance for a company car.