Who Has the Cheapest Auto Insurance Quotes for Drivers Under 25 in Louisiana?

Deciphering which company has the cheapest auto insurance rates for drivers under 25 takes a tad more effort than just comparing rates from one or two companies. Every insurance provider has a unique approach to set premium rates, so to begin we’ll rank the most budget-friendly auto insurance companies in Louisiana.

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USAA may offer some of the best car insurance rates in Louisiana at around $1,578 a year. MetLife, GEICO, Progressive, and Safeway also make the cut as some of the cheapest Louisiana auto insurance companies.

As the example above demonstrates, if you buy coverage from MetLife and switched to USAA, you might achieve an annual savings of about $258. Customers with GEICO could save as much as $309 a year, and Progressive policyholders might see rate reductions of $427 a year.

To see if you’re overpaying, click here to get quotes or visit any of the low-priced companies below.

Remember that these policy prices are averaged for all drivers and vehicles and and are not calculated with a rate increase for drivers under 25. So the auto insurance company that has the cheapest price for you may not even be shown in the above rate chart. That affirms the importance of why you need to get rate quotes using your own individual information.

The make and model of vehicle you are trying to insure is a large factor when consumers are trying to find the cheapest car insurance for drivers under 25 in Louisiana. Vehicles with high performance, poor safety ratings, or high incidents of liability claims will cost quite a bit more to insure than safer models. The information below estimates auto insurance costs for a selection of the most cost-effective automobiles to insure.

Prices above based on single female driver age 20, no speeding tickets, no at-fault accidents, $1000 deductibles, and Louisiana minimum liability limits. Discounts applied include claim-free, and safe-driver. Rates do not factor in vehicle garaging location which can revise insurance rates substantially.

Prices based on single female driver age 20, no speeding tickets, no at-fault accidents, $1000 deductibles, and Louisiana minimum liability limits. Discounts applied include safe-driver, and claim-free. Table data does not factor in garaging location in Louisiana which can modify prices significantly.

Prices based on single female driver age 20, no speeding tickets, no at-fault accidents, $1000 deductibles, and Louisiana minimum liability limits. Discounts applied include claim-free, and safe-driver. Price information does not factor in your specific Louisiana location which can change auto insurance rates substantially.

One of the key things that impact the policy price is where your residence is in Louisiana. Regions with larger populations or more claims like New Orleans, Marrero, and Kenner likely pay more, whereas areas with less congestion have the benefit of the cheapest car insurance for drivers under 25 in Louisiana.

The information below rates the most expensive cities in Louisiana for drivers under 25 to buy an auto insurance policy in.

Annual rates are estimated as vehicle location can revise price quotes considerably.

Ending up with the top insurance company can be rather challenging considering how many different companies sell coverage in Louisiana. The information listed below could help you pick which companies to look at to insure your vehicles. The rankings below are only comprised of the largest companies in America, so companies that have a smaller presence will not be included in this list.

Careless Louisiana drivers pay higher rates

The easiest way to get the cheapest car insurance for drivers under 25 in Louisiana is to drive safe and avoid accidents and traffic violations. The chart below shows how violations and at-fault accidents can raise car insurance costs for different age groups. The prices are based on a married female driver, full coverage, $1,000 deductibles, and no discounts are applied to the premium.

In the chart above, the average cost of a car insurance policy per year with no violations or accidents is $1,977. Get written up for two speeding tickets and the average cost hikes up to $2,801, an increase of $824 each year. Then throw in one accident along with the two speeding tickets and the 12-month cost of auto insurance for drivers under 25 increases to an average of $3,655. That’s an increase of $1,678, or $140 per month, just for not driving carefully!

Allstate, Progressive, Geico, and State Farm: Who is cheapest?

If you are looking for the best car insurance for drivers age 25 and younger in Louisiana, probably the best companies to start with are Allstate, Progressive, Geico, and State Farm. The next table illustrates price and claims rank as well as some different options that are available for customers.