Top Ways to Save on Antioch Car Insurance
Did you fall for a flashy sales pitch and buy high-priced car insurance? Believe me when I say there are many Antioch consumers feeling the pinch from expensive car insurance.
Drivers have multiple to pick from, and although it's a good thing to have a selection, it can be more challenging to compare rates.
It's important to compare prices every six months because rates are constantly changing. Even if you got the lowest price last year you can probably find a lower rate today. Block out anything you think you know about car insurance because we're going to demonstrate the only way to find better coverage at a better price.
How to Compare Car Insurance in Antioch, Tennessee
Most companies like Progressive, GEICO, Allstate and State Farm provide coverage prices on the web. The process is quite simple as you just type in the coverages you want into the quote form. When the form is submitted, their rating system will obtain your driving and credit reports and gives you a price quote based on these and other factors. This helps simplify price comparisons, but the process of having to visit many different websites and complete many quote forms can be a bit repetitive. Unfortunately, it is important to have as many quotes as possible if you want to find a lower rate.
Quote rates the easy way
A quicker way to lower your rates utilizes a single form that gets price quotes from several different companies. It's a real time-saver, eliminates repetitive work, and makes online quotes much easier to do. After sending your information, it gets priced and you can choose any one of the quotes returned. If the quotes result in lower rates, you can click and sign and buy the new coverage. The whole process just takes a couple of minutes and you will find out if you're overpaying now.
If you want to find out how much you're overpaying now, click here and input your coverage information. If you have coverage now, it's recommended you complete the form with as close as possible to your current policy. This ensures you will have rate quotes for similar insurance coverage.
More discounts equal less premium
Companies don't necessarily list all their discounts very clearly, so we researched some of the more common and the more hidden savings tricks you should be using.
- 55 and Retired - Mature drivers may qualify for better car insurance rates.
- Multi-car Discount - Having more than one vehicle on the same car insurance policy could earn a price break for each car.
- Anti-lock Brake System - Anti-lock brake equipped vehicles are safer to drive and qualify for as much as a 10% discount.
- Bundle and Save - When you combine your home and auto insurance with the same insurance company you may save approximately 10% to 15%.
- Discount for Good Grades - A discount for being a good student can be rewarded with saving of up to 25%. Earning this discount can benefit you until age 25.
- Sign Online - A handful of insurance companies will give a small break for buying your policy over the internet.
A little note about advertised discounts, most discounts do not apply to all coverage premiums. Most only reduce the cost of specific coverages such as liability, collision or medical payments. So even though they make it sound like all those discounts means the company will pay you, you won't be that lucky.
To see a list of companies offering car insurance discounts in Tennessee, click here to view.
Learn more about Tennessee car insurance
Even more information is located at the Tennessee Department of Commerce and Insurance website. Consumers can read enforcement actions against agents and companies, report car insurance fraud, find out industry alerts, and view agent and company licensing information.
Additional helpful sites include this Car Insurance FAQ and this page of insurance agents in Antioch.
