6 Ways You Can Buy Car Insurance for Less in Billings Montana
Are you intimidated by the dozens of car insurance companies in Billings? Many other drivers are as well. There are so many companies to choose from that it can turn into more work than you anticipated to find the perfect company for you.
It's important to price shop coverage every six months since rates are constantly changing. Just because you found the lowest price a few years ago you can probably find a lower rate today. Block out anything you think you know about car insurance because I'm going to let you in on the secrets to how to use online quotes to reduce your cost while improving coverage.
How to Compare Car Insurance in Billings, Montana
There are multiple methods to compare car insurance prices but there is one way that is less time-consuming than others. You can spend countless hours discussing policy coverages with agents in Billings, or you could save time and use online quoting to accomplish the same thing much quicker.
The majority of car insurance companies are enrolled in a marketplace that enables customers to send in one quote, and every company can give them a price for coverage. This saves time by eliminating quotation requests to each individual car insurance company.
To submit your quote information now, click to open in new window.
One minor caviat to using this type of form is you can't choose the providers you want to price. If you prefer to choose specific insurance companies for rate comparison, we have assembled a list of car insurance companies in Montana. Click to view list.
It's up to you which method you use, but ensure you are comparing the exact same quote information with each company. If you use mixed coverages it's impossible to make an equal comparison in Billings. Quoting even small variations in limits may result in large price differences. Just remember that comparing more company's prices will enable you to find the best offered rates.
Don't pay full price with these six discounts
Companies don't list every available discount in an easy-to-find place, so we researched some of the more common as well as the least known savings tricks you should be using.
- Theft Prevention System - Cars that have factory anti-theft systems can help prevent theft and will save you 10% or more.
- Multiple Vehicles - Having multiple vehicles on the same car insurance policy may reduce the rate for each vehicle.
- E-sign - A handful of insurance companies will give a small break just for signing your application on their website.
- Student Driver Training - Have your child take driver's ed class if it's offered in school.
- Life Insurance - Some companies give lower rates if you buy auto and life insurance together.
- Multi-policy Discount - When you combine your home and auto insurance with the same insurance company you may save approximately 10% to 15%.
Keep in mind that most discount credits are not given to all coverage premiums. Most only apply to individual premiums such as comprehensive or collision. So even though they make it sound like all those discounts means the company will pay you, it just doesn't work that way.
To see a list of providers who offer car insurance discounts in Billings, click here to view.
Learn more about Montana car insurance
Additional detailed information is located at the Montana Commissioner of Securities and Insurance website. Consumers can read consumer alerts, find out which companies have the most complaints, and get help finding coverage.
