Free Guide to Paying Less for Blue Ridge Car Insurance Online

Did you fall for a flashy sales pitch and buy high-priced car insurance? Believe me when I say there are lots of people in the same boat.

Popular companies such as State Farm, Allstate, GEICO and Progressive continually bombard you with catchy ads and it is difficult to sift through the bull and find the best price available.

If you currently have car insurance, you stand a good chance to be able to lower your premiums substantially using this information. Finding affordable coverage in Blue Ridge is quite easy. Nevertheless, Texas consumers do need to know the methods companies use to sell online and apply this information to your search.

compare Blue Ridge car insurance rates

Compare the Market for Car Insurance in Blue Ridge

The are a couple different ways of comparing rates from car insurance companies in your area. The best method to find the cheapest insurance rates is to use the internet to compare rates. This can be done in several different ways.

  • The recommended way consumers can make multiple comparisons is a comparison rater form click here to open form in new window. This method eliminates the need for separate forms for each company. Completing one form gets you price quotes from several companies.
  • A slightly less efficient method to shop for car insurance online requires visiting the website of each company and fill out their own quote form. For examples sake, let's assume you want to compare rates from , and . You would have to take the time to go to each site and enter your policy data, which is why the first method is more popular.

    For a list of links to companies insuring cars in Blue Ridge, click here.

Whichever way you use, compare exactly the same quote information for every quote you compare. If the quotes have mixed coverages it will be impossible to determine the best price in Blue Ridge. Just a small difference in coverage limits may result in large price differences. Just keep in mind that comparing more company's prices will increase your chances of finding the best offered rates.

Policy discounts you shouldn't miss

Auto insurance companies don't always publicize every discount in a way that's easy to find, so we took the time to find both the well known as well as the least known car insurance savings.

  • Drivers Ed for Students - Have your child successfully complete driver's ed class if it's offered in school.
  • Low Mileage Discounts - Fewer annual miles can earn lower rates on the low mileage vehicles.
  • Homeowners Discount - Simply owning a home may trigger a car insurance policy discount due to the fact that maintaining a home is proof that your finances are in order.
  • Payment Method - If you pay your bill all at once instead of paying each month you could save 5% or more.
  • Senior Citizens - Mature drivers may be able to get a discount up to 10%.
  • Federal Government Employee - Being employed by or retired from a federal job can earn a discount up to 10% with a few car insurance companies.
  • Paperwork-free - Some insurance companies may give you up to $50 simply for signing digitally online.
  • Driver Safety - Taking a defensive driving course could possibly earn you a 5% discount and easily recoup the cost of the course.

Consumers should know that most of the big mark downs will not be given the the whole policy. Most only reduce individual premiums such as liability and collision coverage. So even though they make it sound like you could get a free car insurance policy, companies don't profit that way.

To see a list of insurance companies who offer car insurance discounts in Blue Ridge, follow this link.

More tips and info about car insurance can be found at the Texas Department of Insurance website. Visitors are able to view a list of available companies, discover disciplinary actions, get help finding coverage, and learn about insurance regulations.