Comparison Shop Bremerton Auto Insurance Prices With These Tips

Purchasing affordable Bremerton auto insurance on the web can be problematic for consumers new to buying insurance online. With a ridiculous number of companies in the marketplace, how can you possibly compare the different rates to find the best available rates?

Free Bremerton Auto Insurance Quotes

There are several ways of comparing price quotes from local Bremerton auto insurance companies. The best method to find the cheapest insurance rates is to get quotes online. This can be done using a couple different methods.

  • The recommended way to get quotes for comparison is to use a rate comparison form (click to open form in new window). This form saves time by eliminating separate forms for every auto insurance company. One form will get you rate comparisons from several companies. This is by far the quickest method.
  • A more difficult way to get quotes online requires you to visit the website of each company to complete a price quote. For example, let's say you want comparison quotes from , and . To get rate quotes you would need to visit each site and enter your policy data, which is why the first method is quicker. To view a list of companies in Bremerton, click here.

It's up to you how you get prices quotes, just make darn sure you compare apples-to-apples coverage information with each company. If you compare unequal deductibles or liability limits you can't possibly make an equal comparison in Bremerton. Having just a slight variation in limits may cause a big price difference. And when comparison shopping, obtaining a wide range of quotes provides better odds of finding the best offered rates.

Save big with these discounts

Properly insuring your vehicles can get expensive, but you can get discounts to cut the cost considerably. Larger premium reductions will be automatically applied at the time of quoting, but less common discounts must be asked for before you will receive the discount.

  • Government Employees - Being employed by or retired from a federal job can save as much as 8% with a few auto insurance companies.
  • Distant Student - Any of your kids who are attending college and do not have access to a covered vehicle may qualify for this discount.
  • Anti-theft Discount - Vehicles equipped with anti-theft or alarm systems are stolen less frequently and earn discounts up to 10%.
  • Save over 55 - Mature drivers may be able to get better auto insurance rates.
  • Multiple Policy Discount - When you combine your home and auto insurance with the same company you could get a discount of up to 20% off your total premium.

Keep in mind that most discount credits are not given to the overall cost of the policy. Most cut specific coverage prices like comp or med pay. So even though they make it sound like all the discounts add up to a free policy, it just doesn't work that way. But any discount will help reduce your overall premium however.

To see a list of insurance companies who offer auto insurance discounts in Washington, click this link.

But I don't know anything about car insurance

When choosing the best auto insurance coverage for your personal vehicles, there really is no cookie cutter policy. Your needs are not the same as everyone else's.

These are some specific questions may help you determine if your situation would benefit from professional advice.

  • Why am I required to get a high-risk car insurance policy?
  • Why does it cost so much to insure a teen driver in Bremerton?
  • What are Washington no-fault laws?
  • Do I need special endorsements for business use of my vehicle?
  • Can I afford to buy a different vehicle if my vehicle is totaled?
  • Should I put collision coverage on all my vehicles?
  • Do I pay less if my vehicle is kept in my garage?
  • Does my insurance cover a custom paint job?

If it's difficult to answer those questions but you think they might apply to your situation then you might want to talk to a licensed insurance agent. If you don't have a local agent, complete this form.

More sites with auto insurance information

More information is located on the Washington State Office of the Insurance Commissioner website found here. Washington consumers can read industry bulletins, read enforcement actions against agents and companies, and read consumer alerts.

Additional helpful sites include this online resource for auto insurance quotes in Washington and this list of insurance agents in Bremerton.