7 Ways You Can Buy Car Insurance for Less in Bristow Virginia
Have you had enough of not being able to afford each month for car insurance? You are in the same boat as the majority of other car owners in Virginia.
Big companies like State Farm, Allstate, GEICO and Progressive persitently shower you with TV and radio ads and consumers find it hard to sift through the bull and take the time to shop coverage around.
If you are paying for car insurance now, you stand a good chance to be able to reduce your rates substantially using this information. Finding affordable coverage in Bristow is not that difficult. Although Virginia car owners do need to know the methods companies use to sell online.
Policy discounts you shouldn't miss
Companies don't always list every discount in a way that's easy to find, so the following is a list of some of the more common and the harder-to-find car insurance savings.
- No Claims - Claim-free drivers pay less when compared to accident-prone drivers.
- Payment Method - If you pay your bill all at once instead of making monthly payments you could save 5% or more.
- Homeowners Pay Less - Simply owning a home may trigger a car insurance policy discount due to the fact that maintaining a home demonstrates responsibility.
- Military Discounts - Having a deployed family member may qualify for rate reductions.
- Theft Prevention System - Anti-theft and alarm systems help deter theft and therefore earn up to a 10% discount.
- Multiple Vehicles - Buying insurance for multiple vehicles with the same company qualifies for this discount.
- Low Mileage Discounts - Fewer annual miles could qualify for lower rates on the low mileage vehicles.
A little note about advertised discounts, most credits do not apply to the entire cost. Some only reduce the price of certain insurance coverages like comp or med pay. So even though they make it sound like all those discounts means the company will pay you, you won't be that lucky.
To choose insurance companies who offer car insurance discounts in Bristow, follow this link.
Save $429 a year? Really?
Car insurance providers like Progressive, Allstate and GEICO continually stream television and radio advertisements. They all say the same thing about savings after switching your policy. How can each company make the same claim? This is how they do it.
All the different companies can use profiling for the right customer that makes them money. A good example of a driver they prefer could be over the age of 40, has no tickets, and drives less than 7,500 miles a year. Any new insured who fits that profile will get very good rates and is almost guaranteed to save when they switch companies.
Consumers who don't qualify for the requirements will be quoted higher rates which usually ends up with business going elsewhere. The ads say "drivers who switch" but not "drivers who get quotes" save that kind of money. That's why companies can truthfully advertise the way they do. This emphasizes why you should get a wide range of price quotes. It's just too difficult to predict the company that will provide you with the cheapest rates.
More Virginia car insurance information
Even more information can be read at the Virginia Bureau of Insurance website. Consumers can read industry bulletins, view a list of available companies, get help finding coverage, and read consumer alerts.
The best insurance company isn't always the cheapest
The cheapest car insurance can be sourced from both online companies in addition to many Bristow insurance agents, and you need to comparison shop both to get a complete price analysis. Some car insurance companies do not provide online price quotes and these small insurance companies work with independent agents.
When shopping online for car insurance, it's not a good idea to buy poor coverage just to save money. There are too many instances where an insured dropped full coverage and found out when filing a claim that a couple dollars of savings turned into a financial nightmare. Your strategy should be to find the BEST coverage for the lowest price while still protecting your assets.
