Free Guide to Saving Money on Candler Auto Insurance Online

Tired of trying to scrape together enough money each month for car insurance? You're in the same situation as many other drivers in North Carolina. With consumers having so many companies to choose from, it is very difficult to choose the lowest price insurer.

auto insurance in Candler

Take advantage of discounts

Car insurance companies don't list all available discounts very well, so we break down both well-publicized as well as the least known ways to save on auto insurance. If you don't get every credit available, you're just leaving money on the table.

  • Fewer Miles Equal More Savings - Low mileage vehicles can earn better rates on cars that stay parked.
  • Driver's Ed - Require your teen driver to enroll in driver's education if offered at their school.
  • Safety Course Discount - Taking part in a course in driver safety could save 5% or more depending on where you live.
  • Theft Prevention System - Vehicles equipped with anti-theft or alarm systems are stolen less frequently and will save you 10% or more.
  • Braking Control Discount - Vehicles with anti-lock braking systems can avoid accidents and earn discounts up to 10%.

Keep in mind that most discount credits are not given to the entire cost. Some only reduce individual premiums such as liability and collision coverage. Even though it may seem like all those discounts means the company will pay you, it just doesn't work that way.

For a list of insurers with discount auto insurance rates in North Carolina, click this link.

How to Compare Auto Insurance Costs in Candler

Finding a better price on auto insurance is a fairly straight forward process. Just spend a few minutes on the computer comparing rate quotes online with multiple companies. This can be accomplished in several different ways.

One of the best ways to get the best comparison quotes is to use a rate comparison form click to view form in new window. This form prevents you from having to do multiple quote forms to each individual auto insurance company. Taking the time to complete one form will get you price quotes from multiple low-cost companies.

A less efficient way to compare rate quotes requires a visit to the website for every company you want to comare to request a price quote. For example, let's say you want rates from , and . To find out each rate you need to visit each site to input your insurance information, which is why the first method is more popular.

To view a list of companies in Candler, click here.

The hardest way of getting rate comparisons is to waste gas driving to local Candler insurance agencies. The internet makes this process obsolete unless you require the professional advice only provided by licensed Candler agents. Drivers can compare online quotes and still use a local agent.

It's up to you how you get prices quotes, just double check that you are using apples-to-apples coverage limits for each price quote. If you have differing limits it's not possible to truly determine the lowest rate in Candler.

Best coverage at the best price

Affordable auto insurance is attainable online and with local Candler insurance agents, and you should compare price quotes from both to have the best chance of lowering rates. Some insurance companies do not offer online quoting and usually these regional insurance providers provide coverage only through local independent agents.

When buying insurance coverage, do not sacrifice coverage to reduce premiums. There are a lot of situations where an insured dropped uninsured motorist or liability limits only to regret that their decision to reduce coverage ended up costing them more. The proper strategy is to find the BEST coverage at a price you can afford while not skimping on critical coverages.