Clifton Auto Insurance For Less Than You're Paying Now

If you are a novice to online auto insurance shopping, you may be overwhelmed because of the huge number of auto insurance companies selling insurance in Clifton.

Finding affordable coverage in Clifton is not that difficult. If you currently have a car insurance policy, you stand a good chance to be able to lower your premiums substantially using this information. Texas consumers only need to know the most effective way to compare prices online.

Vehicle Insurance Comparison

There are several ways to shop for auto insurance, and some are easier and takes less work. You can spend countless hours talking to insurance agencies in Clifton, or you could save time and use the web for quick rates.

The majority of car insurance companies are enrolled in a marketplace that allows shoppers to submit their information once, and each company returns a rated price for coverage. This eliminates the need for quote forms for each company you want a rate for.

To submit your quote information now, click to open in new window.

One minor caviat to comparing rates this way is you are unable to specify the providers you want pricing from. So if you prefer to choose from a list of companies to compare rates, we put together a list of auto insurance companies in Texas. View list of Texas insurance companies.

It doesn't matter which method you choose, just be sure to compare apples-to-apples coverages on every quote you get. If you use different limits and deductibles on each one it will be impossible to determine which rate is truly the best in Clifton.

How much can you save with discounts?

Auto insurance companies don't always list all available discounts very well, so we took the time to find both well-publicized as well as the least known auto insurance savings. If you don't get every credit you qualify for, you're paying more than you need to.

  • Homeowners Savings - Owning a home in Clifton may trigger a auto insurance policy discount because of the fact that having a home is proof that your finances are in order.
  • Passive Restraint Discount - Vehicles equipped with air bags or motorized seat belts can receive discounts of 20% or more.
  • Federal Employees - Being employed by or retired from a federal job could cut as much as 10% off depending on your company.
  • Fewer Miles Equal More Savings - Keeping the miles down can earn lower rates on the low mileage vehicles.
  • Discount for Life Insurance - Companies who offer life insurance give a break if you buy life insurance.
  • Paperless Signup - A few companies will discount your bill up to fifty bucks for buying your policy online.
  • More Vehicles More Savings - Buying insurance for multiple cars or trucks on the same auto insurance policy may reduce the rate for each vehicle.

A little note about advertised discounts, most credits do not apply to the entire policy premium. Most only apply to individual premiums such as physical damage coverage or medical payments. So even though they make it sound like all the discounts add up to a free policy, you won't be that lucky.

To see a list of insurers with the best auto insurance discounts in Texas, follow this link.

How much car insurance do I need?

When choosing the right insurance coverage for your vehicles, there really is no one size fits all plan. Everyone's needs are different.

For example, these questions may help highlight if your insurance needs would benefit from professional advice.

  • When do I need to add a new car to my policy?
  • Should I drop comprehensive coverage on older vehicles?
  • Am I covered if I drive in a foreign country?
  • Can I rate high risk drivers on liability-only vehicles?
  • Is my dog or cat covered if injured in an accident?
  • Should I rate my vehicle as pleasure use or commute?

If you don't know the answers to these questions then you might want to talk to an insurance agent. To find an agent in your area, fill out this quick form. It only takes a few minutes and can help protect your family.

Additional Texas consumer information

Even more information can be found at the Texas Department of Insurance website. Texas consumers can report car insurance fraud, find out industry alerts, and download brochures.

Additional helpful sites include this page for Texas auto insurance and this page for help finding agents in Clifton, TX.