Free Guide to Saving Money on Clinton Auto Insurance Online

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Believe me when I say you're not alone. Consumers have many to buy insurance from, and although it's nice to have a selection, it can be more difficult to compare rates.

It's important to compare rates every six months since insurance rates are constantly changing. Despite the fact that you may have had the best deal a year ago you can probably find a lower rate today. So block out anything you think you know about auto insurance because it's time to teach you the proper way to properly buy coverages and cut your premium.

Buying the lowest cost protection in Clinton is simple if you know the tricks. If you have a current auto insurance policy or need new coverage, you can follow these tips to find better prices while maximizing coverage. New York drivers only need an understanding of the best way to get comparison quotes over the internet.

Clinton auto insurance comparison

How to Compare Auto Insurance Quotes in Clinton, New York

Cutting your Clinton auto insurance rates can be relatively painless. Just invest a few minutes comparing price quotes provided by online insurance companies. This can be done in a couple of different ways.

  • The recommended way to find the lowest comparison rates is to use a rate comparison form click here to open form in new window. This method eliminates the need for repetitive form submissions for every auto insurance company. Filling out one form will get you rate comparisons from multiple companies.
  • A harder way to compare rate quotes requires you to visit each company's website and request a quote. For examples sake, let's assume you want to compare rates from , and . To get rate quotes you would need to take the time to go to each site and enter your policy data, which is why the first method is quicker. To view a list of companies in Clinton, click here.
  • The least efficient method to get comparison rates is to spend your day driving to and from local Clinton insurance agencies. Buying insurance online has reduced the need for local agents unless you want the professional guidance of a local Clinton agent. You can, however, get the lowest quotes online and still use a local agent and we'll touch on that later.

Which method you use is up to you, but ensure you are comparing identical coverage information with every price quote. If you use unequal deductibles or liability limits you can't possibly find the best deal in Clinton.

Take advantage of discounts

The cost of insuring your cars can be expensive, but there could be available discounts to cut the cost considerably. Certain discounts will be triggered automatically at the time you complete a quote, but some must be specifically requested prior to getting the savings. If you're not getting every credit possible, you're paying more than you need to.

  • Senior Discount - Mature drivers may be able to get better auto insurance rates.
  • Multiple Vehicles - Insuring multiple vehicles on the same auto insurance policy can get a discount on all vehicles.
  • College Student - Children who live away from home and do not have access to a covered vehicle may qualify for this discount.
  • Federal Government Employee - Being employed by or retired from a federal job can save as much as 8% with select insurance companies.
  • Bundle and Save - When you combine your home and auto insurance with the same company you may save up to 20% off your total premium.
  • No Charge for an Accident - Certain companies allow you one accident before raising your premiums as long as you don't have any claims prior to the accident.
  • Anti-lock Brake Discount - Anti-lock brake equipped vehicles can reduce accidents and earn discounts up to 10%.

It's important to understand that most credits do not apply to all coverage premiums. Most only apply to specific coverage prices like liability, collision or medical payments. So despite the fact that it appears all the discounts add up to a free policy, it doesn't quite work that way. Any qualifying discounts will bring down your overall premium however.

To see a list of companies who offer auto insurance discounts in New York, follow this link.

Learn more about New York auto insurance

Additional auto insurance information is available on the website for the New York Department of Financial Services found here. New York drivers can read enforcement actions against agents and companies, report car insurance fraud, learn about insurance regulations, and view agent and company licensing information.