Tightwads Tips for Saving on Coon Rapids Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Believe me when I say there are lots of people in the same boat.

There are many to buy insurance from, and although it's nice to have a selection, it makes it harder to compare rates.

It's important to check auto insurance prices at least once a year since insurance rates are constantly changing. Just because you found the lowest price a year ago you can probably find a lower rate today. There is a lot of bad information regarding auto insurance online, so I'm going to show you some great ways to find affordable auto insurance.

Coon Rapids auto insurance comparison

Comprehensive Coon Rapids Auto Insurance Comparison Quotes

Effectively comparing auto insurance prices can be exhausting if you aren't aware of the easiest way. You can spend countless hours discussing policy coverages with local insurance agents in Coon Rapids, or you could save time and use the internet to achieve your goal.

The majority of car insurance companies participate in an industry program that allows shoppers to submit one quote, and each participating company then gives them pricing based on that information. This prevents consumers from doing quotation requests to each individual auto insurance company.

To submit your quote information now, click to open in new window.

The single downside to doing it this way is you don't know exactly the providers to receive prices from. So if you want to select from a list of companies to receive pricing from, we put together a list of auto insurance companies in Minnesota. Click to view list.

However you get your quotes, compare identical quote information for each price quote. If the quotes have mixed coverages it will be impossible to truly determine the lowest rate in Coon Rapids. Slightly different coverages can make a big difference in price. Just keep in mind that quoting more helps locate the best offered rates.

Be sure to get all your discounts

Auto insurance companies don't always advertise all their discounts very clearly, so we researched some of the best known as well as the least known discounts you could be receiving.

  • Senior Discount - Mature drivers may be able to get reduced rates.
  • Drive Less and Save - Fewer annual miles could be rewarded with a substantially lower rate.
  • Sign Online - A few companies give back up to $50 for buying your policy over the internet.
  • Homeowners Discount - Owning a house in Coon Rapids can save you money due to the fact that maintaining a home shows financial diligence.
  • Military Rewards - Being deployed with a military unit may qualify for rate reductions.
  • Discount for Good Grades - A discount for being a good student can earn a discount of 20% or more. Earning this discount can benefit you well after school through age 25.

As a disclaimer on discounts, some of the credits will not apply the the whole policy. Most only reduce individual premiums such as liability, collision or medical payments. So despite the fact that it appears adding up those discounts means a free policy, auto insurance companies aren't that generous.

To see a list of companies who offer auto insurance discounts in Minnesota, click here.

Find out more about auto insurance

Even more information is located at the Minnesota Department of Commerce website. Minnesota drivers can learn about insurance regulations, discover disciplinary actions, get help finding coverage, and find disaster information.