Tightwads Guide for Saving on Crawford Auto Insurance

Having to pay for overpriced auto insurance can take a big chunk out of your savings account, especially in this economy. Comparing price quotes is a smart way to help make ends meet.

Popular companies such as GEICO and Progressive increase brand awareness with fancy advertisements and it is difficult to sift through the bull and effectively compare rates to find the best deal.

It's important to check auto insurance prices on a regular basis because prices are constantly changing. Just because you had the best deal a few years ago you can probably find a lower rate today. Starting right now, ignore everything you know about auto insurance because you're going to get a crash course in the only way to save money, get proper coverage and the best rates.

If you have car insurance now, you stand a good chance to be able to save some money using this information. Finding affordable coverage in Crawford is quite easy. Nevertheless, Nebraska drivers do need to know how big insurance companies sell insurance online and take advantage of how the system works.

Crawford auto insurance quote

Auto Insurance Prices in Crawford, Nebraska

Comparing auto insurance rates is a ton of work if you aren't aware of the most efficient way to do it. You can spend countless hours driving to local insurance agents in Crawford, or you could save time and use online quotes to get rate comparisons in just a few minutes.

The majority of car insurance companies participate in an industry program that allows shoppers to only type in their quote data once, and at least one company can give them a price based on the submitted data. This eliminates the need for repetitive form submissions for each company you want a rate for. To submit your quote information now, click to open in new window.

The only drawback to using this type of system is that consumers can't choose the providers you want to price. So if you want to choose specific providers to request quotes from, we have a listing of auto insurance companies in Nebraska. Click here for list of insurance companies in Nebraska.

Whichever way you use, ensure you are comparing exactly the same coverages and limits on every quote. If you enter different deductibles it will be impossible to make a fair comparison in Crawford. Just a small difference in coverage limits can make a big difference in price. Just remember that quoting more will improve the odds of getting a lower rate.

How much can you save with discounts?

Companies that sell car insurance don't list every available discount in a way that's easy to find, so here is a list both well-publicized as well as the least known auto insurance savings.

  • Anti-theft Discount - Anti-theft and alarm systems help deter theft and will save you 10% or more.
  • Accident Waiver - A handful of insurance companies will forgive one accident before raising your premiums if you are claim-free prior to the accident.
  • Passive Restraint Discount - Vehicles with factory air bags or automatic seat belts can qualify for discounts of up to 25% or more.
  • Accident Free - Drivers who don't have accidents can earn big discounts compared to bad drivers.
  • Own a Home - Being a homeowner may trigger a auto insurance policy discount because owning a home requires personal responsibility.
  • Good Student Discount - A discount for being a good student can get you a discount of up to 25%. The discount lasts until age 25.
  • Memberships - Participating in a civic or occupational organization could qualify you for a break on your policy.
  • Defensive Driver - Completing a course in driver safety could cut 5% off your bill and easily recoup the cost of the course.

Consumers should know that most of the big mark downs will not be given to all coverage premiums. Most only cut individual premiums such as comprehensive or collision. So despite the fact that it appears you can get free auto insurance, companies don't profit that way.

To see a list of providers offering auto insurance discounts in Crawford, follow this link.

More tips and info about auto insurance is available at the Nebraska Department of Insurance website. Nebraska consumers can read consumer alerts, learn about insurance regulations, find out industry alerts, and read industry bulletins.