Top 8 Ways to Save Money on Car Insurance in Cuba

Paying for high-priced car insurance can drain your savings account and force you to make sacrifices. Comparison shopping is a smart way to help make ends meet. Insurance companies such as State Farm, Allstate, GEICO and Progressive persitently shower you with advertising and it is difficult to sift through the bull and find the best price available.

It's important to compare rates on a regular basis since rates are constantly changing. Even if you think you had the best price two years ago you can probably find a lower rate today. Ignore everything you know about car insurance because you're about to find out how to quote online to get good coverage at a lower rate.

Which Car Insurance is Cheapest in Cuba, Missouri?

Cutting your Cuba car insurance rates can be relatively painless. Just take time comparing rates from different insurance companies. It is quite easy and can be accomplished using a couple different methods.

The recommended way to find the lowest comparison rates is to use a rate comparison form (click to open form in new window). This method eliminates the need for multiple quote forms for each company. One form submission will get you price quotes from multiple low-cost companies.
A different way to compare rate quotes requires a visit to each company website and fill out their own quote form. For instance, let's assume you want comparison quotes from , and . You would have to go to every website to input your insurance information, which is why the first method is more popular. To view a list of companies in Cuba, click here.

Whichever way you use, ensure you are comparing exactly the same coverage limits for every quote you compare. If you are comparing differing limits it will be impossible to determine the best price in Cuba.

Take advantage of discounts

Car insurance can cost a lot, but there could be available discounts to help bring down the price. Some trigger automatically at the time of purchase, but less common discounts must be specially asked for prior to receiving the credit. If you aren't receiving every discount you deserve, you're paying more than you need to.

Good Student Discount - A discount for being a good student can save 20 to 25%. This discount can apply up until you turn 25.
E-sign - Some insurance companies will give a small break for buying your policy digitally online.
Low Mileage - Low mileage vehicles can earn lower rates on the low mileage vehicles.
Service Members Pay Less - Having a deployed family member could be rewarded with lower premiums.
Anti-lock Brake Discount - Anti-lock brake equipped vehicles can avoid accidents and earn discounts up to 10%.
Discount for Life Insurance - Companies who offer life insurance give better rates if you take out life insurance from them.
Safety Course Discount - Taking a driver safety course could cut 5% off your bill and easily recoup the cost of the course.
Resident Student - Children who attend school more than 100 miles from home and don't have a car may qualify for this discount.

A little note about advertised discounts, most of the big mark downs will not be given to all coverage premiums. The majority will only reduce individual premiums such as medical payments or collision. So when it seems like you could get a free car insurance policy, you won't be that lucky. Any amount of discount will reduce your overall premium however.

To see a list of providers with discount car insurance rates in Cuba, follow this link.

Additional information can be found on the website for the Missouri Department of Insurance located here. Consumers can file complaints about a company, get help finding coverage, find disaster information, and view a list of available companies.