How to Know You're Throwing Money Away for Car Insurance in Dilley

Are you sick and tired of robbing Peter to pay Paul each month for car insurance? Your situation is no different than many other drivers in Texas. Consumers have many to pick from, and though it is a good thing to have a selection, it can be more difficult to compare rates.

It's important to compare rates once or twice a year because rates are constantly changing. Despite the fact that you may have had the best price six months ago you can probably find a lower rate today. Forget all the misinformation about car insurance because we're going to demonstrate one of the best ways to get good coverage at a lower rate.

Texas car insurance quotes

How to Compare Car Insurance Costs in Dilley

Cutting your Dilley car insurance rates can be relatively painless. Consumers just need to spend a little time comparing rate quotes provided by online insurance companies. This can be done using a couple different methods.

  • The recommended way to find the lowest comparison rates is a comparison rater form click to view form in new window. This type of form eliminates the need for boring form submissions to each individual car insurance company. Taking the time to complete one form will get you rate comparisons from all major companies.
  • Another way to shop for car insurance online requires you to visit the website for each individual company to complete their respective quote request forms. For instance, let's assume you want rates from , and . To find out each rate you need to go to every website and enter your policy data, which is why the first method is more popular.

    For a list of links to companies insuring cars in Dilley, click here.

However you get your quotes, double check that you are using identical coverage information on every quote you get. If you are comparing unequal deductibles or liability limits it will be impossible to determine which rate is truly the best in Dilley.

Policy discounts you shouldn't miss

Companies that sell car insurance do not advertise all their discounts very clearly, so we took the time to find some of the more common as well as the least known discounts you could be receiving. If you're not getting every credit available, you're paying more than you need to.

  • New Car Discount - Insuring a new car can be considerably cheaper due to better safety requirements for new cars.
  • Payment Method - By paying your policy upfront instead of paying each month you may reduce your total bill.
  • College Student - Youth drivers who attend school more than 100 miles from home and do not have access to a covered vehicle can receive lower rates.
  • Bundle and Save - When you combine your home and auto insurance with one company you will save approximately 10% to 15%.
  • Good Students Pay Less - A discount for being a good student can be rewarded with saving of up to 25%. This discount can apply well after school through age 25.

It's important to note that some of the credits will not apply to the entire cost. The majority will only reduce individual premiums such as collision or personal injury protection. Just because it seems like having all the discounts means you get insurance for free, you're out of luck.

To see a list of companies who offer car insurance discounts in Texas, click here.

More Texas car insurance information

Additional detailed information can be found at the Texas Department of Insurance website. Consumers can file complaints about an insurance agent or broker, view a list of available companies, read enforcement actions against agents and companies, and view agent and company licensing information.

Additional helpful sites include Auto Insurance 101 and this page where you can research Dilley insurance agents.