Eagle Pass Auto Insurance For Less Than You're Paying Now

If shopping for auto insurance online is new to you, you may be confused because of the huge number of auto insurance companies selling insurance in Eagle Pass.

It's important to compare prices occasionally because prices are constantly changing. Just because you found the best price on your last policy you can probably find a lower rate today. Ignore everything you know about auto insurance because you're about to find out how to use online quotes to find better coverage at a better price.

Eagle Pass auto insurance comparison

Automobile Insurance Quotes in Eagle Pass, TX

Cutting your Eagle Pass auto insurance rates doesn't have to be difficult. You just have to take a few minutes to compare quotes provided by online insurance companies. It is quite easy and can be accomplished using a couple different methods.

  • The recommended way to compare a lot of rates at once is to use a rate comparison form like this one (opens in new window). This form prevents you from having to do separate quote forms for each company you want a rate for. A single form gets you price quotes from many national carriers. It's the fastest way to compare.
  • A slightly less efficient method to get quotes online requires visiting each company's website to complete their respective quote request forms. For instance, let's assume you want to compare , and . To get each rate you have to go to every website and enter your policy data, which is why most consumers use the first method. To view a list of companies in Eagle Pass, click here.
  • The hardest method to get comparison rates is to drive around to insurance agents' offices. Buying insurance online has reduced the need for local agents unless you prefer the trained guidance that only a license agent can provide. Drivers can get the lowest quotes online and still use a local agent. We'll cover that shortly.

It doesn't matter which method you choose, just make absolute certain that you use exactly the same quote information on every quote you get. If you are comparing mixed coverages it will be impossible to determine which rate is truly the best in Eagle Pass.

Save big with these discounts

The cost of insuring your cars can be expensive, but you can get discounts that you may not know about. Some discounts apply automatically when you quote, but a few need to be inquired about before you get the savings. If you aren't receiving every discount you qualify for, you're paying more than you need to.

  • College Student - Any of your kids who attend school more than 100 miles from home and do not have access to a covered vehicle may qualify for this discount.
  • Theft Prevention Discount - Vehicles equipped with anti-theft or alarm systems help deter theft and qualify for as much as a 10% discount.
  • Homeowners Savings - Owning a house in Eagle Pass may earn you a small savings due to the fact that maintaining a home is proof that your finances are in order.
  • Payment Method - If paying your policy premium upfront instead of paying each month you may reduce your total bill.
  • Sign Online - A few companies may give you up to $50 for buying your policy digitally online.
  • Auto/Life Discount - Companies who offer life insurance give better rates if you take out life insurance.

A little note about advertised discounts, many deductions do not apply to your bottom line cost. The majority will only reduce the cost of specific coverages such as liability, collision or medical payments. So when it seems like all the discounts add up to a free policy, you won't be that lucky. Any amount of discount will reduce your overall premium however.

To see a list of companies who offer auto insurance discounts in Eagle Pass, click this link.

But I don't know anything about car insurance

When choosing the right insurance coverage for your vehicles, there really is not a perfect coverage plan. Everyone's needs are different.

These are some specific questions might point out if your situation may require specific advice.

  • What are Texas no-fault laws?
  • Do I need special endorsements for business use of my vehicle?
  • Does my policy cover my teen driver if they drive my company car?
  • What can I do if my company won't pay a claim?
  • Does my liability insurance cover pulling a trailer or camper?
  • Does medical payments coverage apply to all occupants?
  • Do I pay less if my vehicle is kept in my garage?

If it's difficult to answer those questions but you think they might apply to your situation, then you may want to think about talking to a licensed insurance agent. To find an agent in your area, fill out this quick form. It only takes a few minutes and can provide invaluable advice.

For more Texas car insurance information

Additional information can be found on the Texas Department of Insurance website through this link. Visitors are able to read enforcement actions against agents and companies, read consumer alerts, and get help finding coverage.