Getting Cheap Easton Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Believe me when I say there are many people just like you.

There are many to buy insurance from, and even though it's nice to have a selection, it makes it harder to compare rates.

Buying the cheapest coverage in Easton is simple if you know the tricks. Basically, every driver who has to buy auto insurance will be able to reduce their rates. Nevertheless, Connecticut vehicle owners do need to know how big insurance companies price online insurance and take advantage of how the system works.

Comprehensive Easton Auto Insurance Comparison Quotes

There are several ways of comparing rate quotes from auto insurance companies in your area. The best method to find the cheapest insurance rates consists of obtaining rate quotes online. This can be done in a couple of different ways.

  • The recommended way to get quotes is to use a rate comparison form click here to open form in new window. This method keeps you from doing boring form submissions for each company you want a rate for. Completing one form compares rates from all major companies.
  • A less efficient way to compare rate quotes is going to the website of each company and complete a new quote form. For examples sake, we'll pretend you want to compare rates from , and . To get each rate you have to take the time to go to each site and enter your information, which is why the first method is more popular. To view a list of companies in Easton, click here.
  • The least efficient method to compare rates is to spend time driving to and from local insurance agencies. The internet has reduced the need for local agents unless you require the professional guidance that only a license agent can provide. You can, however, get the lowest quotes online and still use a local agent and we'll touch on that later.

Which method you use is up to you, but compare identical coverage limits and deductibles on every quote. If you use different liability limits it's not possible to make a fair comparison in Easton. Just a small difference in coverage limits can make a big difference in price. Just keep in mind that quoting more helps locate the best rates.

Take advantage of discounts

Properly insuring your vehicles can get expensive, but there are discounts available that many people don't even know exist. A few discounts will automatically apply when you complete an application, but some must be requested specifically before they will apply.

  • Accident Free - Drivers with accident-free driving histories can earn big discounts when compared to bad drivers.
  • Defensive Driver - Successfully completing a course teaching defensive driving skills could possibly earn you a 5% discount and easily recoup the cost of the course.
  • Theft Prevention Discount - Anti-theft and alarm systems prevent vehicle theft and will save you 10% or more.
  • Homeowners Discount - Simply owning a home may trigger a auto insurance policy discount because owning a home requires personal responsibility.
  • Military Rewards - Having a deployed family member could mean lower rates.
  • Discount for Good Grades - A discount for being a good student can earn a discount of 20% or more. The discount lasts until age 25.
  • Memberships - Affiliation with a qualifying organization could qualify you for a break when shopping for auto insurance.

It's important to understand that most credits do not apply the the whole policy. Most only apply to individual premiums such as comp or med pay. Even though it may seem like all the discounts add up to a free policy, it doesn't quite work that way. Any qualifying discounts will bring down your overall premium however.

To see a list of insurance companies offering auto insurance discounts in Connecticut, follow this link.

Find out more about auto insurance

Additional auto insurance information is available on the website for the Connecticut Insurance Department located here. Connecticut drivers can read industry bulletins, discover disciplinary actions, read consumer alerts, and get help finding coverage.