Comparing the Cheapest Fairview Auto Insurance

Are you sick and tired of scraping the payment together each month for car insurance? You are in the same boat as many other drivers in Oregon.

Big-name insurance companies like GEICO and Progressive constantly blast consumers with fancy advertisements and consumers find it hard to sift through the bull and effectively compare rates to find the best deal.

It's important to do rate comparisons before your policy renews because prices are constantly changing. Even if you think you had the best deal six months ago you can probably find a lower rate today. So just forget all the misinformation about auto insurance because you're going to get a crash course in the proper way to remove unneeded coverages and save money.

If you have car insurance now, you will be able to save some money using this information. Finding affordable coverage in Fairview is easy if you know what you're doing. But Oregon consumers do need to know how insurance companies market insurance on the web and take advantage of how the system works.

Cheap Fairview Auto Insurance Comparisons

The are a couple different ways of comparing rates and find the best price. The best method to find competitive insurance rates is to use the internet to compare rates. This can be done using a couple different methods.

  • The recommended way to get the best comparison quotes is a comparison rater form click to view form in new window. This type of form saves time by eliminating boring form submissions for every auto insurance company. In just a few minutes this one form will get you price quotes from all major companies.
  • A slightly less efficient method to shop for auto insurance online requires a visit to each individual company website to complete a price quote. For sake of this example, we'll assume you want rates from , and . To get rate quotes you would need to spend time on each company's site to input your insurance information, which is why the first method is quicker.

    For a list of links to companies insuring cars in Fairview, click here.
  • The most time-consuming way of getting rate comparisons is to drive around to insurance agents' offices. The internet has reduced the need for local agents unless you want the personal advice of a local Fairview agent. It is possible to get the lowest quotes online but buy from a local insurance agent. We'll cover that shortly.

Whichever method you choose, ensure you're using exactly the same coverage limits for every company. If each company quotes differing limits then you won't be able to decipher which rate is best in Fairview. Slightly different insurance coverages can mean a large discrepancy in price. And when price shopping your coverage, more quotes will improve the odds of getting better pricing.

Policy discounts you shouldn't miss

Companies don't always list all their discounts in a way that's easy to find, so here is a list both the well known and also the lesser-known discounts you could be receiving.

  • Homeowners Pay Less - Owning a house in Fairview can save you money because maintaining a house requires personal responsibility.
  • Accident Free - Claim-free drivers can earn big discounts as compared to bad drivers.
  • Military Rewards - Being deployed with a military unit could be rewarded with lower premiums.
  • One Accident Forgiven - A handful of insurance companies allow you one accident before raising your premiums as long as you don't have any claims prior to the accident.
  • Memberships - Being a member of a civic or occupational organization may earn a discount on auto insurance.
  • Multiple Cars - Buying insurance for all your vehicles on the same auto insurance policy can get a discount on all vehicles.
  • Bundle and Save - When you combine your home and auto insurance with one company you will save up to 20% off your total premium.
  • Passive Restraints - Factory air bags can qualify for discounts of more than 20%.
  • Good Students Pay Less - A discount for being a good student can get you a discount of up to 25%. The discount lasts up until you turn 25.

Consumers should know that some credits don't apply to the entire cost. Some only apply to specific coverage prices like liability, collision or medical payments. Just because it seems like all the discounts add up to a free policy, companies don't profit that way.

To see a list of companies with discount auto insurance rates in Fairview, click here.

Learn more today

More detailed Oregon auto insurance information is available at the Oregon Insurance Division website. Visitors are able to report car insurance fraud, read industry bulletins, find disaster information, and learn about insurance regulations.