Tightwads Tips for Saving on Ferndale Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us when we tell you you're not the only one.

You have so many to buy insurance from, and although it's nice to have a selection, lots of choices makes it harder to compare rates.

It's important to shop coverage around every six months because prices are constantly changing. Even if you got the lowest price two years ago other companies may now be cheaper. There is a lot of bad information regarding auto insurance online, so I'm going to show you some great ways to buy auto insurance cheaper.

How to Compare Auto Insurance Quotes in Ferndale, Michigan

There are several ways of comparing price quotes from auto insurance companies in your area. The best method to find competitive insurance rates consists of shopping online. This can be done using a couple different methods.

  • The easiest and least time consuming way to find low rates is to use a rate comparison form click here to open form in new window. This method saves time by eliminating multiple quote forms for every auto insurance company. Filling out one form compares rates from multiple low-cost companies.
  • A more difficult way to compare rate quotes is going to the website for each individual company to complete a price quote. For sake of this example, let's assume you want to compare rates from , and . To get rate quotes you would need to spend time on each company's site and enter your information, which is why the first method is quicker. To view a list of companies in Ferndale, click here.

Whichever way you use, ensure you are comparing identical coverage limits and deductibles for every company. If you enter different liability limits then you won't be able to decipher which rate is best in Ferndale. Just a small difference in coverages may result in large price differences. Just remember that comparing more company's prices helps locate the best rates.

Michigan auto insurance quotes

Shop smart and save

When buying insurance coverage, never skimp on critical coverages to save a buck or two. In many instances, someone sacrificed collision coverage and learned later that their decision to reduce coverage ended up costing them more. The ultimate goal is to purchase a proper amount of coverage at the best price.

Cheap auto insurance can be found online as well as from independent agents in Ferndale, and you need to price shop both in order to have the best chance of saving money. Some insurance companies don't offer the ability to get a quote online and most of the time these small, regional companies sell through independent agents.