How to Know You're Wasting Money for Auto Insurance in Foley
Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us, you're not the only one. Numerous battle for your business, so it can be very hard to choose a to find the lowest price
It's important to compare prices every six months because insurance rates are constantly changing. If you had the lowest rates two years ago you can probably find a lower rate today. Starting now, block out anything you think you know about auto insurance because you're about to learn the tricks you need to know to find lower rates on auto insurance.
If you are insured now or need new coverage, you can follow these tips to find the best rates and possibly find even better coverage. Finding affordable coverage in Foley is not that difficult. Missouri consumers only need to know how to compare company rates online.
Compare Quotes for Foley Auto Insurance
There are several ways to compare auto insurance prices and some are more efficient than others. You can spend countless hours talking to agents in Foley, or you could use the web to accomplish the same thing much quicker.
The majority of car insurance companies belong to a marketplace that allows shoppers to send in one quote, and at least one company then gives them pricing. This prevents consumers from doing form submissions to each individual auto insurance company.
To submit your quote information now, click to open in new window.
The only drawback to getting quotes like this is that you can't choose the providers to receive prices from. If you prefer to choose from a list of companies for rate comparison, we put together a list of companies who write auto insurance in Missouri. View list of Missouri insurance companies.
Whichever method you choose, ensure you are comparing the exact same coverages for each comparison quote. If you are comparing different limits and deductibles on each one then you won't be able to determine the lowest rate in Foley.
Be sure to get all your discounts
The cost of insuring your cars can be expensive, but discounts can save money and there are some available that can drop the cost substantially. Most are applied when you purchase, but lesser-known reductions have to be specially asked for before being credited. If they aren't giving you every credit possible, you're paying more than you need to.
- Save over 55 - Mature drivers can possibly qualify for a small decrease in premiums.
- Memberships - Participating in certain professional organizations may earn a discount on auto insurance.
- Claim Free - Drivers with accident-free driving histories can save substantially as compared to bad drivers.
- Drive Less and Save - Keeping the miles down can earn a substantially lower rate.
- Discount for New Cars - Buying coverage on a new vehicle can be considerably cheaper because new vehicles have to meet stringent safety requirements.
- Pay Upfront and Save - By paying your policy upfront instead of paying each month you could save up to 5%.
- Bundle and Save - When you combine your home and auto insurance with one company you may save at least 10% off all policies.
A little note about advertised discounts, some credits don't apply to all coverage premiums. The majority will only reduce specific coverage prices like liability, collision or medical payments. So when it seems like all the discounts add up to a free policy, you won't be that lucky. Any amount of discount will cut the amount you have to pay.
To see a list of companies with the best auto insurance discounts in Foley, click here.
Learn more about Missouri auto insurance
Additional information can be found on the website for the Missouri Department of Insurance found here. Missouri consumers can read enforcement actions against agents and companies, find out which companies have the most complaints, read industry bulletins, and find disaster information.
