Tightwads Guide for Saving on Friendswood Auto Insurance

Tired of being strong-armed each month for car insurance? You are in the same boat as many other drivers in Texas.

Big companies like State Farm, Allstate, GEICO and Progressive constantly blast consumers with ad campaigns and it is difficult to sift through the bull and find the best price available.

It's important to compare rates once or twice a year because prices are constantly changing. Even if you think you had the lowest rates two years ago you can probably find a lower rate today. Starting now, forget all the misinformation about auto insurance because you're going to get a crash course in the tricks you need to know to properly buy coverages and cut your premium.

If you currently have car insurance, you should be able to lower your premiums substantially using this strategy. Finding the best rates in Friendswood is not that difficult. Although Texas consumers do need to know the way companies market insurance on the web and use this information to your advantage.

Friendswood auto insurance comparison

How to Compare Auto Insurance Costs in Friendswood

Most companies provide prices directly from their websites. This process is quite easy as you just type in the amount of coverage you want as detailed in the form. When the form is submitted, the system will obtain reports for credit and driving violations and returns a price quote based on many factors. Online quotes simplifies rate comparisons, but the time required to go to many different websites and complete many quote forms is repetitive and time-consuming. But it's very important to get many rate quotes if you want to find the best price on auto insurance.

A quicker way to find cheaper rates uses one form that gets price quotes from a bunch of companies at once. The form is fast, helps eliminate reptitive entry, and makes quoting online much more enjoyable. As soon as the form is sent, it gets priced with multiple companies and you can pick your choice of the quotes returned. If a lower price is quoted, you can simply submit the application and purchase the new policy. The whole process takes less than 15 minutes and you will find out if you're overpaying now.

To find out if lower rates are available, click here to open in new window and submit your coverage information. To compare your current rates, we recommend you duplicate the coverage information as close as possible to your current policy. This ensures you will receive a fair comparison for similar insurance coverage.

Are you getting all your discounts?

Auto insurance companies do not advertise all their discounts in a way that's easy to find, so we break down both the well known as well as the least known ways to save on auto insurance.

  • Senior Citizens - Mature drivers may receive better auto insurance rates.
  • Drivers Ed for Students - Have your child complete a driver education course if offered at their school.
  • Drive Less and Save - Low mileage vehicles can earn better rates on cars that stay parked.
  • Pay Now and Pay Less - If paying your policy premium upfront instead of paying each month you may reduce your total bill.
  • One Accident Forgiven - A handful of insurance companies will forgive one accident before raising your premiums as long as you don't have any claims for a certain period of time.
  • Auto/Life Discount - Companies who offer life insurance give better rates if you take out life insurance from them.
  • Memberships - Being a member of a civic or occupational organization could trigger savings on auto insurance.

A little note about advertised discounts, most discount credits are not given to the entire cost. Most only apply to individual premiums such as liability, collision or medical payments. So even though they make it sound like you would end up receiving a 100% discount, you won't be that lucky.

To see a list of companies with discount auto insurance rates in Friendswood, click this link.

Even more information can be found at the Texas Department of Insurance website. Visitors are able to learn about insurance regulations, view a list of available companies, find disaster information, and get help finding coverage.