Tightwads Tips for Saving on Getzville Car Insurance
Are you sick and tired of being strong-armed each month for car insurance? Your situation is no different than most other car owners in New York. Drivers have multiple to buy insurance from, and though it is a good thing to have a selection, it can be more challenging to compare rates.
It's important to take a look at other company's rates once or twice a year due to the fact that insurance rates are constantly changing. Even if you got the best rates a couple years back you can probably find a lower rate today. There is too much inaccurate information about car insurance online but I'm going to show you some great ways to find affordable car insurance.
Fast and Easy Getzville Car Insurance Quotes
Cutting your car insurance rates can be quick and easy. Just take a couple of minutes comparing rate quotes provided by online insurance companies. This can be done in a couple of different ways.
- The recommended way to get quotes for comparison is to use a rate comparison form click to view form in new window. This form prevents you from having to do a different quote for each company. Taking the time to complete one form compares rates .
- A slightly less efficient method to compare rate quotes is going to each company's website to request a price quote. For examples sake, we'll assume you want rates from , and . You would have to take the time to go to each site and enter your information, which is why the first method is more popular.
To view a list of companies in Getzville, click here.
It's up to you how you get prices quotes, just double check that you are using identical coverage limits and deductibles for each price quote. If the quotes have different liability limits it's impossible to truly determine the lowest rate in Getzville.
Take advantage of discounts
Companies don't list all their discounts very clearly, so the following is a list of both the well known as well as the least known ways to save on car insurance. If you're not getting every credit available, you're paying more than you need to.
- Senior Citizens - Mature drivers may qualify for better car insurance rates.
- Service Members Pay Less - Having a family member in the military could mean lower rates.
- Braking Control Discount - Anti-lock brake equipped vehicles are safer to drive and earn discounts up to 10%.
- College Student - Any of your kids living away from home attending college and do not have a car may qualify for this discount.
- Defensive Driver - Taking a defensive driving course could save 5% or more and easily recoup the cost of the course.
- Auto/Life Discount - Companies who offer life insurance give a discount if you purchase life insurance from them.
A little note about advertised discounts, most discount credits are not given to the entire cost. Most only reduce individual premiums such as liability, collision or medical payments. Just because it seems like you could get a free car insurance policy, you won't be that lucky.
To see a list of companies offering car insurance discounts in New York, click this link.
Even more information can be read at the New York Department of Financial Services website. Visitors are able to learn about insurance regulations, view a list of available companies, read consumer alerts, and read enforcement actions against agents and companies.
