Tightwads Tips for Saving on Glenwood City Auto Insurance

No one cherishes buying auto insurance, particularly when the cost is way too high.

You have so many to buy insurance from, and even though it's nice to have a choice, lots of choices makes it harder to compare rates.

It's important to price shop coverage occasionally because prices are constantly changing. Despite the fact that you may have had the best price last year there may be better deals available now. Ignore everything you know about auto insurance because we're going to demonstrate one of the best ways to find better coverage at a better price.

Wisconsin auto insurance quotes

Save big with these discounts

Companies offering auto insurance do not list all their discounts very clearly, so we took the time to find both the well known and the more hidden ways to save on auto insurance.

  • Bundle and Save - When you have multiple policies with the same company you may earn at least 10% off all policies.
  • Braking Control Discount - Vehicles with anti-lock braking systems can reduce accidents and earn discounts up to 10%.
  • College Student - Any of your kids who attend school more than 100 miles from home and do not have access to a covered vehicle may qualify for this discount.
  • Sign Online - A few companies may give you up to $50 for buying your policy over the internet.
  • Homeowners Savings - Owning a house in Glenwood City may earn you a small savings due to the fact that maintaining a home is proof that your finances are in order.
  • Payment Method - If paying your policy premium upfront rather than paying monthly you could save 5% or more.

As a disclaimer on discounts, most discount credits are not given to your bottom line cost. Most only apply to the cost of specific coverages such as collision or personal injury protection. So when it seems like adding up those discounts means a free policy, auto insurance companies aren't that generous.

For a list of companies who offer auto insurance discounts in Wisconsin, click this link.

Automobile Insurance Quotes in Glenwood City, WI

There are several ways of comparing rates from different Glenwood City insurance companies. The recommended way to find competitive insurance rates consists of shopping online. This can be accomplished in a couple of different ways.

One of the best ways consumers can make multiple comparisons is to use a rate comparison form like this one (opens in new window). This form eliminates the need for separate quotation requests for each company you want a rate for. A single form will get you rate comparisons from auto insurance companies with the best prices.

A slightly less efficient method to get quotes online requires you to visit the website for each individual company and request a quote. For examples sake, we'll pretend you want to compare , and . To get each rate you have to take the time to go to each site and enter your policy data, which is why most consumers use the first method.

To view a list of companies in Glenwood City, click here.

It's up to you how you get prices quotes, just make absolute certain that you use identical coverage information with every price quote. If you use unequal deductibles or liability limits it will be impossible to find the best deal in Glenwood City. Having just a slight variation in coverages may result in large price differences. And when quoting auto insurance, remember that comparing more company's prices helps locate the best offered rates.

But I don't know anything about car insurance

When it comes to choosing the right insurance coverage for your vehicles, there isn't really a perfect coverage plan. Everyone's needs are different so this has to be addressed. These are some specific questions might point out if your situation would benefit from an agent's advice.

  • What is the difference between comprehensive and collision coverage?
  • Do I need PIP (personal injury protection) coverage in Wisconsin?
  • Why does it cost so much to insure a teen driver in Glenwood City?
  • Does my liability insurance cover pulling a trailer or camper?
  • Does my policy cover my teen driver if they drive my company car?
  • What can I do if my company won't pay a claim?
  • Does my personal policy cover me when driving my company car?

If it's difficult to answer those questions but you think they might apply to your situation, you may need to chat with a licensed agent. To find lower rates from a local agent, fill out this quick form or you can go here for a list of companies in your area.

Final considerations

When trying to cut insurance costs, never sacrifice coverage to reduce premiums. In many instances, an insured cut physical damage coverage only to discover later that it was a big mistake. The ultimate goal is to buy a smart amount of coverage at an affordable rate.

Cheap auto insurance can be bought both online in addition to many Glenwood City insurance agents, so you should compare both to have the best rate selection. A few companies do not provide online quoting and most of the time these regional insurance providers sell through independent agents.