10 Tips to Save on Car Insurance in Hiddenite, NC

Have you had enough of not being able to afford each month for car insurance? You are no different than millions of other consumers. Numerous battle for your insurance dollar, so it's not easy to compare every to find the absolute lowest price

If you have a current car insurance policy or are looking for a new policy, you can follow these tips to get lower rates while maintaining coverages. Finding the best rates in Hiddenite is quite easy. North Carolina drivers only need an understanding of the most effective way to shop for car insurance over the internet.

Compare the Market for Car Insurance in Hiddenite

Most companies such as Progressive, Allstate and GEICO quote prices for coverage online. Getting quotes is fairly straightforward as you simply type in the amount of coverage you want as detailed in the form. When the form is submitted, the system will obtain credit information and your driving record and returns a price quote based on many factors. Quoting online makes comparing rates easy, but the time required to go to different websites and fill out multiple forms can be a bit repetitive. But it's very important to compare as many rates as possible if you are searching for better car insurance pricing.

A quicker way to find cheaper rates is to use a quote form to obtain quotes from several different companies. The form is fast, eliminates form submissions, and makes online quotes much more enjoyable. Once the form is submitted, it is quoted and you can select any of the quotes returned. If you find a better price you can simply submit the application and purchase the new policy. It only takes a few minutes and can result in significant savings.

To find out what other companies charge, click here to open in new window and complete the simple form. If you have a policy now, it's recommended you replicate coverages and limits exactly as they are listed on your policy. This ensures you will have a price comparison for similar insurance coverage.

These ten discounts can lower your rates

Car insurance companies don't always list every discount in an easy-to-find place, so here is a list both the well known and also the lesser-known car insurance savings. If they aren't giving you every credit available, you're paying more than you need to.

Accident Free - Claim-free drivers can earn big discounts when compared to bad drivers.
Payment Method - If you pay your bill all at once instead of paying each month you can actually save on your bill.
Senior Citizens - Mature drivers may be able to get reduced rates.
Multiple Vehicles - Buying coverage for multiple vehicles on the same car insurance policy can get a discount on all vehicles.
Multiple Policy Discount - When you combine your home and auto insurance with one insurance company you will save up to 20% off your total premium.
Early Switch Discount - Some companies give discounts for buying a policy before your current expiration date. It's a savings of about 10%.
Passive Restraints - Cars that have air bags can get savings of up to 25% or more.
Employee of Federal Government - Being employed by or retired from a federal job can save as much as 8% with a few car insurance companies.
Anti-theft Discount - Anti-theft and alarm systems can help prevent theft and earn discounts up to 10%.
Discount for Life Insurance - Larger companies have lower rates if you buy a life insurance policy as well.

It's important to understand that most of the big mark downs will not be given to the entire cost. Most only apply to specific coverage prices like comp or med pay. So even though they make it sound like you can get free auto insurance, it doesn't quite work that way.

To see a list of insurance companies who offer car insurance discounts in Hiddenite, follow this link.

More tips and info about car insurance is available at the North Carolina Department of Insurance website. Visitors are able to read industry bulletins, view a list of available companies, read enforcement actions against agents and companies, and report car insurance fraud.