Tightwads Instructions on Saving on Iola Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Believe me, there are many people just like you.

Lots of contend to insure your vehicles, so it can be very hard to choose a and uncover the absolute lowest rate

auto insurance in Iola

How to Compare Iola Auto Insurance Costs

There are several ways to compare rate quotes from auto insurance companies in your area. The best method to find the lowest rates consists of shopping online. This can be done using a couple different methods.

  • The recommended way to get quotes for comparison is to use a rate comparison form click here to open form in new window. This type of form eliminates the need for separate quote forms for every auto insurance company. Completing one form will return quotes from many national carriers.
  • A harder way to compare rate quotes is to take the time to go to the website for every company you want to comare and fill out their own quote form. For example, let's assume you want to compare rates from , and . To get rate quotes you would need to visit each site and enter your information, which is why the first method is more popular. To view a list of companies in Iola, click here.
  • The most time-consuming method to compare rates is to spend your day driving to and from local insurance agencies. Buying insurance online has reduced the need for local agents unless you require the trained guidance of a local agent. It is possible to get the lowest quotes online and still use a local agent and we'll touch on that later.

However you get your quotes, compare the exact same coverages and limits for every quote you compare. If you compare different deductibles it's not possible to determine the best price in Iola. Slightly different coverages may cause a big price difference. Just keep in mind that obtaining a wide range of quotes will increase your chances of finding a lower rate.

Take advantage of discounts

Insurance can be prohibitively expensive, but you can get discounts that you may not even be aware of. Certain discounts will be triggered automatically at the time of purchase, but some must be inquired about prior to receiving the credit.

  • Fewer Miles Equal More Savings - Driving fewer miles can qualify you for a substantially lower rate.
  • Defensive Driver - Completing a course teaching defensive driving skills could possibly earn you a 5% discount and easily recoup the cost of the course.
  • Passive Restraint Discount - Vehicles equipped with air bags and/or automatic seat belt systems can get savings of 20% or more.
  • Service Members Pay Less - Being deployed with a military unit could mean lower rates.
  • Federal Government Employee - Being employed by or retired from a federal job can save as much as 8% depending on your company.
  • Senior Discount - Mature drivers may qualify for better auto insurance rates.

As a disclaimer on discounts, some of the credits will not apply the the whole policy. Most cut individual premiums such as liability and collision coverage. So even though it sounds like it's possible to get free car insurance, auto insurance companies aren't that generous. Any amount of discount will cut your overall premium however.

To see a list of insurers offering auto insurance discounts in Iola, click here.

Additional information is available on the website for the Wisconsin Office of the Commissioner of Insurance located here. Wisconsin drivers can find disaster information, discover disciplinary actions, file complaints about a company, and read industry bulletins.