Jones Auto Insurance For Less Than You're Paying Now

Shopping online for Jones auto insurance is challenging if you've never compared online quoting. Don't let that stop you because comparing prices is actually very simple.

These discounts can lower your rates

Insurance can cost an arm and a leg, but you can get discounts that you may not know about. Larger premium reductions will be automatically applied when you quote, but lesser-known reductions have to be asked for prior to getting the savings. If you're not getting every credit you qualify for, you're just leaving money on the table.

  • Multiple Cars - Buying coverage for all your vehicles on one policy can get a discount on all vehicles.
  • Anti-theft Discount - Cars that have factory anti-theft systems prevent vehicle theft and earn discounts up to 10%.
  • Senior Discount - Older drivers may receive better auto insurance rates.
  • Accident Forgiveness - Certain companies allow you one accident without raising rates so long as you haven't had any claims prior to the accident.
  • Anti-lock Brake System - Vehicles with anti-lock braking systems can avoid accidents and therefore earn up to a 10% discount.
  • Auto/Home Discount - When you have multiple policies with one insurance company you may earn up to 20% off your total premium.

A little note about advertised discounts, most discounts do not apply to your bottom line cost. Most only apply to specific coverage prices like physical damage coverage or medical payments. Even though it may seem like it's possible to get free car insurance, you won't be that lucky. Any amount of discount will bring down the cost of coverage.

For a list of insurers with discount auto insurance rates in Oklahoma, click here to view.

Finding Auto Insurance Deals in Jones, OK

Most major insurance companies like Allstate, GEICO and Progressive provide coverage prices online. Getting online quotes is quite simple as you just enter your coverage preferences as detailed in the form. Once entered, their system will obtain credit information and your driving record and returns a price quote.

Being able to quote online helps simplify price comparisons, but the time required to go to different websites and complete many quote forms can be a bit repetitive. But it's very important to do this if you want to find better auto insurance pricing.

Quote rates the easy way

A more efficient way to get multiple rate quotes requires only one form to get prices from several different companies. The form is fast, eliminates form submissions, and makes online quotes much more enjoyable. After sending your information, it gets priced with multiple companies and you can pick any one of the quotes that you receive.

If you find a better price you can simply submit the application and purchase coverage. The whole process takes less than 15 minutes and you will find out if you're overpaying now.

To quickly find out what other companies charge, click here to open in new window and enter your vehicle and coverage information. To compare your current rates, we recommend you enter as close as possible to your current policy. This helps ensure you will have a price comparison based on identical coverages.

Different people need different coverages

When it comes to choosing adequate coverage for your vehicles, there isn't really a single plan that fits everyone. Your needs are not the same as everyone else's.

For instance, these questions might point out whether you would benefit from professional advice.

  • Am I covered when driving on a suspended license?
  • Do I need special endorsements for business use of my vehicle?
  • Can I afford to buy a different vehicle if my vehicle is totaled?
  • Should I put collision coverage on all my vehicles?
  • Will I be non-renewed for getting a DUI or other conviction?
  • Does my policy cover me when driving someone else's vehicle?
  • Can I get a multi-policy discount for packaging my home and auto coverage?

If you're not sure about those questions, you may need to chat with a licensed insurance agent. To find an agent in your area, fill out this quick form. It's fast, free and you can get the answers you need.

Best coverage at the best price

Cheaper auto insurance can be sourced on the web and also from your neighborhood Jones agents, and you need to price shop both to have the best rate selection. There are still a few companies who may not provide online quoting and usually these regional insurance providers provide coverage only through local independent agents.

As you prepare to switch companies, it's very important that you do not sacrifice coverage to reduce premiums. In too many instances, an insured cut uninsured motorist or liability limits only to regret that the small savings ended up costing them much more. Your focus should be to buy enough coverage at the best price while not skimping on critical coverages.

People leave their current company for a variety of reasons including lack of trust in their agent, policy cancellation, denial of a claim and policy non-renewal. Regardless of your reason for switching companies, finding a new auto insurance company is not as hard as you think.