Free Guide to Saving Money on Kingston Auto Insurance Online

Expensive auto insurance can take a big chunk out of your personal savings and put a big crunch on your finances. Comparison shopping is a great way to make sure you're not throwing money away.

Online insurance companies like GEICO and Progressive all claim big savings with fancy advertisements and consumers find it hard to sift through the bull and find the best price available.

Which Auto Insurance is Cheapest in Kingston, Washington?

There are several ways of comparing rate quotes from local Kingston auto insurance companies. The best method to find the cheapest insurance rates consists of shopping online. This can be done in several different ways.

  • The recommended way to compare a lot of rates at once is to use a rate comparison form (click to open form in new window). This type of form keeps you from doing boring form submissions for each company. One form submission will get you rate comparisons from all major companies.
  • A less efficient way to get quotes online requires you to visit the website of each company and fill out their own quote form. For sake of this example, we'll assume you want comparison quotes from , and . You would have to spend time on each company's site and enter your policy data, which is why most consumers use the first method.

    To view a list of companies in Kingston, click here.

Whichever method you choose, ensure you are comparing exactly the same coverage information for each comparison quote. If each company quotes unequal deductibles or liability limits it will be impossible to determine the lowest rate in Kingston. Slightly different coverages may cause a big price difference. Just remember that obtaining a wide range of quotes will improve the odds of getting the best offered rates.

Save big with these discounts

Companies do not list every discount in a way that's easy to find, so we researched some of the best known and the more hidden discounts you could be receiving.

  • No Accidents - Drivers who don't have accidents pay much less when compared to bad drivers.
  • Paperwork-free - Some insurance companies give back up to $50 for buying your policy digitally online.
  • Senior Discount - Mature drivers may be able to get better auto insurance rates.
  • Payment Method - By paying your policy upfront instead of paying each month you may reduce your total bill.
  • Service Members Pay Less - Being deployed with a military unit may qualify for rate reductions.
  • Government Employees - Being employed by or retired from a federal job can earn a discount up to 10% with a few auto insurance companies.

As a disclaimer on discounts, some credits don't apply to all coverage premiums. Some only apply to the cost of specific coverages such as comp or med pay. So despite the fact that it appears you could get a free auto insurance policy, auto insurance companies aren't that generous.

To see a list of insurance companies who offer auto insurance discounts in Kingston, click here.

Even more information is located at the Washington State Office of the Insurance Commissioner website. Washington drivers can read industry bulletins, get help finding coverage, learn about insurance regulations, and view a list of available companies.