5 Best Tips to Lower Car Insurance Costs in Maitland, FL

Are you overwhelmed by the wide range of car insurance choices in Maitland? You're not the only one! You have so many options available that it can turn into more work than you anticipated to find better rates.

It's important to compare prices at least once a year since rates are constantly changing. Just because you found the best rates a couple years back you can probably find a lower rate today. You can find a lot of misleading information regarding car insurance online but I'm going to show you some great ways to find affordable car insurance.

Florida car insurance quotes

Compare the Market for Car Insurance in Maitland

Cutting your Maitland car insurance rates isn't really that difficult. Just spend a few minutes comparing rate quotes provided by online insurance companies. This can be accomplished in just a few minutes using one of these methods.

  • The recommended way to compare a lot of rates at once is to use a rate comparison form click here to open form in new window. This method saves time by eliminating a different quote for each company. Completing one form gets you price quotes . This is by far the quickest method.
  • A more time consuming way to compare rate quotes requires a trip to the website for each individual company to complete a price quote. For sake of this example, let's say you want to compare rates from , and . You would have to spend time on each company's site to input your insurance information, which is why the first method is more popular.

    To view a list of companies in Maitland, click here.

Which method you use is up to you, but compare apples-to-apples quote information with each company. If you enter mixed coverages it's not possible to make an equal comparison in Maitland.

Take advantage of discounts

Car insurance companies don't necessarily list all their discounts very well, so the following is a list of both the well known as well as the least known car insurance savings. If you don't get every credit possible, you're paying more than you need to.

  • Discount for Life Insurance - Companies who offer life insurance give a break if you buy life insurance from them.
  • Drive Less and Save - Low mileage vehicles could qualify for lower rates on the low mileage vehicles.
  • Multiple Cars - Insuring all your vehicles on the same car insurance policy may reduce the rate for each vehicle.
  • Anti-lock Brake Discount - Anti-lock brake equipped vehicles can avoid accidents and earn discounts up to 10%.
  • Homeowners Discount - Owning a house in Maitland may trigger a car insurance policy discount because maintaining a house demonstrates responsibility.

As a disclaimer on discounts, most credits do not apply the the whole policy. Most only cut individual premiums such as collision or personal injury protection. Just because it seems like you would end up receiving a 100% discount, car insurance companies aren't that generous.

To see a list of companies with discount car insurance rates in Florida, follow this link.

Even more information can be read at the Florida Office of Insurance Regulation website. Visitors are able to file complaints about an insurance agent or broker, find disaster information, and report car insurance fraud.

Additional helpful sites include Auto Insurance 101 and this page where you can research Maitland insurance agents.