Massapequa Park Auto Insurance For Less Than You're Paying Now

Are you overwhelmed by the wide range of auto insurance company choices in Massapequa Park? Many other consumers are too. Consumers have so many options that it can turn into a ton of work to find better rates.

Locating affordable auto insurance in Massapequa Park can be fairly easy. If you have a policy now or are shopping for new coverage, you can follow these tips to find the best rates and possibly find even better coverage. New York vehicle owners just need to know the tricks to buy auto insurance on the web.

Compare the Market for Auto Insurance in Massapequa Park

Most companies like Progressive, Allstate and GEICO give coverage price quotes directly from their websites. Getting online rates is fairly simple as you simply type in the coverage amounts you desire as detailed in the form. When the form is submitted, the company's rating system will obtain your credit score and driving record and provides a quote based on these factors.

Quoting online streamlines rate comparisons, but the work required to visit multiple sites and fill out multiple forms can be a bit tiresome and repetitive. But it's very important to perform this step in order to get the best price on auto insurance.

The easy way to compare rates

A quicker way to find better auto insurance pricing uses one simple form to obtain quotes from multiple companies. The form is fast, reduces the work, and makes comparison shopping much easier. After your information is entered, your coverage is rated with multiple companies and you can pick any one of the quotes returned.

If you find a better price you can simply submit the application and buy the new coverage. This process can be completed in less than 10 minutes and may result in a nice savings.

To save time and find out if lower rates are available, click here to open in new window and complete the simple form. If you have your current policy handy, we recommend that you enter coverages and limits identical to your current policy. This ensures you are getting a rate comparison for similar insurance coverage.

Are you getting all your discounts?

Properly insuring your vehicles can get expensive, buy you may qualify for discounts to help bring down the price. Some discounts apply automatically at the time of purchase, but some may not be applied and must be specifically requested prior to receiving the credit. If you're not getting every credit possible, you're paying more than you need to.

  • Claim Free - Drivers with accident-free driving histories pay less when compared to bad drivers.
  • Low Mileage Discounts - Low mileage vehicles could qualify for lower rates on the low mileage vehicles.
  • Paperwork-free - Some insurance companies will discount your bill up to fifty bucks for buying a policy and signing up over the internet.
  • Safety Course Discount - Taking a course in driver safety could possibly earn you a 5% discount and easily recoup the cost of the course.
  • Discount for Life Insurance - Select insurance companies reward you with a discount if you purchase life insurance from them.
  • Multiple Policy Discount - When you combine your home and auto insurance with one insurance company you may save 10% to 20% off each policy.
  • Pay Now and Pay Less - If you pay your bill all at once instead of paying each month you could save up to 5%.
  • Passive Restraints - Cars that have air bags and/or automatic seat belt systems may earn rate discounts of more than 20%.
  • Federal Government Employee - Being employed by or retired from a federal job can earn a discount up to 10% with a few auto insurance companies.

Consumers should know that most of the big mark downs will not be given the the whole policy. The majority will only reduce specific coverage prices like comp or med pay. So when the math indicates you could get a free auto insurance policy, companies don't profit that way. But all discounts will bring down the cost of coverage.

To see a list of insurance companies with discount auto insurance rates in New York, follow this link.

Much more information about auto insurance in New York can be read on the New York Department of Financial Services website found here. New York consumers can read industry bulletins, find disaster information, and discover disciplinary actions.