6 Best Tips to Cut Car Insurance Costs in Mexico

Shopping for cheap Mexico car insurance on the internet is problematic for consumers new to price shopping online. With a ridiculous number of choices, how can you even start to compare the different rates to find the best price?

It's important to compare rates yearly since rates are constantly changing. Just because you found the lowest price a few years ago you can probably find a lower rate today. You can find a lot of misleading information regarding car insurance on the web, but we're going to give you some great ways to find affordable car insurance.

Missouri car insurance

How to Get Cheap Car Insurance in Mexico, MO

There are several ways to compare car insurance quotes, and some are less labor-intensive and much quicker. You can spend countless hours discussing policy coverages with agents in Mexico, or you can utilize online quotes to get the quickest rates.

The majority of car insurance companies belong to an insurance system that allows shoppers to enter their policy data once, and each participating company can provide price quotes determined by their information. This eliminates the need for quotation requests to each individual car insurance company.

To submit your quote information now, click to open in new window.

The single downside to doing it this way is you can't choose the providers you will receive quotes from. If you wish to select specific providers for rate comparison, we put together a list of low cost car insurance companies in Missouri. Click here to view list.

Which method you use is up to you, but make sure you use apples-to-apples quote information for each price quote. If your comparisons have mixed coverages it will be impossible to truly determine the lowest rate in Mexico. Just a small difference in coverages may result in a large different in cost. And when comparing car insurance rates, know that getting more free quotes provides better odds of finding a better price.

Be sure to get all your discounts

Auto insurance companies don't always advertise every available discount very well, so we researched both the well known and the more hidden car insurance savings.

  • Good Student Discount - A discount for being a good student can get you a discount of up to 25%. Earning this discount can benefit you up until you turn 25.
  • Discount for Life Insurance - Companies who offer life insurance give a break if you buy a life insurance policy as well.
  • Multiple Cars - Buying insurance for all your vehicles on the same car insurance policy could earn a price break for each car.
  • Anti-lock Brake Discount - Anti-lock brake equipped vehicles can avoid accidents and will save you 10% or more.
  • Save with a New Car - Buying coverage on a new vehicle can be considerably cheaper since new cars are generally safer.
  • Resident Student - Children who are attending college and don't have a car can receive lower rates.

As a disclaimer on discounts, most credits do not apply to your bottom line cost. A few only apply to the cost of specific coverages such as medical payments or collision. Even though it may seem like you can get free auto insurance, car insurance companies aren't that generous.

To see a list of providers with discount car insurance rates in Missouri, follow this link.

How do I know if I need professional advice?

When choosing the best car insurance coverage for your personal vehicles, there really is no "best" method to buy coverage. Everyone's needs are different.

For example, these questions can help discover whether or not you might need an agent's assistance.

  • Should I buy only the required Missouri minimum liability coverage?
  • What happens if I owe more than my vehicle is worth?
  • Am I covered when driving on a suspended license?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • When does my teenage driver need to be added to my policy?
  • Can I still get insurance after a DUI?
  • Do I have coverage for damage caused while driving under the influence?

If you don't know the answers to these questions but a few of them apply then you might want to talk to a licensed insurance agent. To find an agent in your area, fill out this quick form.

Even more information is located at the Missouri Department of Insurance website. Visitors are able to file complaints about a company, file complaints about an insurance agent or broker, and report car insurance fraud.

Additional helpful sites include III.org's auto insurance page and this directory of insurance agents in Mexico Missouri.