6 Tricks to Save on Car Insurance in Monroe, NC
Are you intimidated by the dozens of car insurance choices in Monroe? Many other consumers are too. There are so many companies to choose from that it can turn into a real challenge to compare prices.
If you have a current car insurance policy or are shopping for new coverage, you can follow these tips to find better prices and still get good coverage. Shopping for the cheapest protection in Monroe is easy if you know what you're doing. North Carolina drivers only need an understanding of the proper methods to get comparison quotes over the internet.
Comprehensive Monroe Car Insurance Comparison
Cutting your Monroe car insurance rates can be quick and easy. Just take time comparing price quotes online from several insurance companies. This is very easy and can be done in a couple of different ways.
- The recommended way to get quotes for comparison is to use a rate comparison form click here to open form in new window. This form eliminates the need for separate quote forms for every car insurance company. Filling out one form will get you rate comparisons from many national carriers. It's the fastest way to compare.
- A different way to compare rate quotes requires you to visit the website of each company to complete their respective quote request forms. For examples sake, we'll pretend you want to compare rates from , and . To get rate quotes you would need to take the time to go to each site and enter your policy data, and that's why the first method is more popular.
To view a list of companies in Monroe, click here.
It doesn't matter which method you choose, just ensure you are comparing the exact same coverage information on every quote you get. If you use unequal deductibles or liability limits it will be very difficult to determine which rate is truly the best in Monroe.
Take advantage of discounts
Companies offering auto insurance don't always advertise every discount in an easy-to-find place, so we researched some of the more common and the harder-to-find ways to save on car insurance. If they aren't giving you every credit possible, you're paying more than you need to.
- No Accidents - Drivers with accident-free driving histories pay much less when compared to bad drivers.
- Multiple Vehicles - Insuring multiple vehicles on the same car insurance policy qualifies for this discount.
- 55 and Retired - Mature drivers may be able to get better car insurance rates.
- Driver Safety - Completing a driver safety course could possibly earn you a 5% discount and easily recoup the cost of the course.
- Braking Control Discount - Anti-lock brake equipped vehicles can reduce accidents and earn discounts up to 10%.
- Distant Student - Any of your kids who are attending college and do not have access to a covered vehicle may qualify for this discount.
It's important to understand that many deductions do not apply to all coverage premiums. Most only apply to the price of certain insurance coverages like comp or med pay. So despite the fact that it appears you can get free auto insurance, it doesn't quite work that way.
To see a list of insurance companies who offer car insurance discounts in Monroe, click this link.
More tips and info about car insurance is located at the North Carolina Department of Insurance website. Consumers can read industry bulletins, report car insurance fraud, and learn about insurance regulations.
