How to Know You're Throwing Money Away for Auto Insurance in Norfolk

Are you sick and tired of robbing Peter to pay Paul each month for car insurance? You are no different than the majority of other car owners in Virginia. Numerous battle to insure your vehicles, so it's not easy to compare every to get the lowest price

It's important to price shop coverage once or twice a year because insurance rates are constantly changing. Just because you found the best rates a few years ago there may be better deals available now. There is a lot of bad information regarding auto insurance online but we're going to give you some great ways to stop overpaying for insurance.

If you have a current auto insurance policy or need new coverage, you can use these techniques to shop for the lowest rates and possibly find even better coverage. Finding affordable coverage in Norfolk is easy if you know what you're doing. Virginia vehicle owners just need to know the most effective way to compare prices over the internet.

Norfolk auto insurance quote

How much can you save with discounts?

Auto insurance companies don't list every available discount in an easy-to-find place, so the following is a list of both well-publicized and the more hidden ways to save on auto insurance. If they aren't giving you every credit available, you're just leaving money on the table.

  • Anti-theft Discount - Vehicles equipped with anti-theft or alarm systems can help prevent theft and qualify for as much as a 10% discount.
  • Payment Method - If paying your policy premium upfront rather than paying monthly you could save 5% or more.
  • E-sign - Certain companies will discount your bill up to fifty bucks for buying a policy and signing up on their website.
  • Club Memberships - Participating in certain professional organizations could trigger savings on your policy.
  • Low Mileage - Fewer annual miles could qualify for better rates on cars that stay parked.
  • Discount for New Cars - Adding a new car to your policy can save up to 30% since new cars are generally safer.
  • Student Driver Training - Require your teen driver to take driver's ed class if it's offered in school.
  • Homeowners Pay Less - Being a homeowner may earn you a small savings due to the fact that maintaining a home demonstrates responsibility.
  • Employee of Federal Government - Simply working for the federal government can save as much as 8% with certain companies.

Consumers should know that most discount credits are not given to the entire cost. Most cut the cost of specific coverages such as comprehensive or collision. Just because it seems like all the discounts add up to a free policy, companies don't profit that way.

For a list of providers who offer auto insurance discounts in Norfolk, click this link.

Fast and Easy Norfolk Auto Insurance Quotes

Effectively comparing auto insurance prices can take time and effort if you don't know the most efficient way. You can waste hours talking about coverages with insurance agencies in Norfolk, or you can utilize online quoting to accomplish the same thing much quicker.

Most car insurance companies are enrolled in a marketplace that allows shoppers to submit one quote, and each participating company can give them a price. This system prevents you from having to do quote requests for each company you want a rate for.

To submit your quote information now, click here (opens in new window).

The one disadvantage to comparing rates this way is you are unable to specify the companies you want to price. So if you want to select specific providers to compare, we have a page of low cost auto insurance companies in Virginia. Click to view list.

It's up to you how you get prices quotes, just double check that you are using the exact same quote information on every quote you get. If you compare mixed coverages it will be impossible to determine which rate is truly the best in Norfolk.

And the best car insurance company is...

As you shop your coverage around, never sacrifice coverage to reduce premiums. Too many times, an insured dropped full coverage and found out when filing a claim that saving that couple of dollars actually costed them tens of thousands. The aim is to purchase plenty of coverage at an affordable rate, not the least amount of coverage.

Discount auto insurance can be sourced online in addition to many Norfolk insurance agents, and you need to price shop both to have the best selection. Some insurance providers do not provide online quoting and many times these small insurance companies only sell through independent insurance agents.