Car Insurance in Pleasanton - 8 Discounts to Save Money

Did you fall for a flashy sales pitch and buy high-priced car insurance? Believe me when I say there are many Pleasanton consumers feeling the pinch from expensive car insurance.

There is such a variety of to buy insurance from, and even though it's nice to have a selection, so many choices can make it hard to compare rates.

It's important to get comparison quotes at least once a year since rates are constantly changing. Even if you got the best price a few years ago the chances are good that you can find a lower rate today. Ignore everything you know about car insurance because we're going to demonstrate the tricks you need to know to find better coverage at a better price.

Buying car insurance in Pleasanton is quite easy. Basically, every driver who has to buy car insurance stands a good chance to be able to reduce their rates. Nevertheless, Nebraska consumers do need to know how insurance companies price insurance differently and apply this information to your search.

Save big with these eight discounts

Companies offering auto insurance don't always advertise all their discounts very clearly, so we took the time to find both the well known and the more hidden car insurance savings.

Discount for Life Insurance - Larger companies have a discount if you purchase auto and life insurance together.
Driver Safety - Taking part in a defensive driving course could possibly earn you a 5% discount and easily recoup the cost of the course.
College Student - Children who attend school more than 100 miles from home and do not have access to a covered vehicle may qualify for this discount.
No Claims - Drivers with accident-free driving histories can save substantially as compared to bad drivers.
Drivers Education - Have your child complete a driver education course if it's offered in school.
Drive Less and Save - Fewer annual miles can earn lower rates on the low mileage vehicles.
Sign Online - A handful of insurance companies may give you up to $50 simply for signing over the internet.
Memberships - Being a member of a qualifying organization could qualify you for a break on car insurance.

It's important to understand that most credits do not apply the the whole policy. Most only reduce the cost of specific coverages such as collision or personal injury protection. So even though they make it sound like all those discounts means the company will pay you, it doesn't quite work that way.

To see a list of companies who offer car insurance discounts in Nebraska, follow this link.

Quick Pleasanton Car Insurance Quotes

There are several ways to get quotes from car insurance companies in your area. The best method to find competitive insurance rates consists of obtaining rate quotes online. This can be done in just a few minutes using one of these methods.

The best way consumers can analyze rates is to use a rate comparison form click here to open form in new window. This method eliminates the need for repetitive form entry to each individual car insurance company. Completing one form gets rate comparisons direct from many companies.
A more time consuming way to get quotes online is spending the time to visit the website for each individual company and request a quote. For examples sake, we'll pretend you want to compare rates from , and . To find out each rate you need to take the time to go to each site and enter your policy data, which is why most consumers use the first method.

To view a list of companies in Pleasanton, click here.

Which method you use is up to you, but compare identical information with every price quote. If the quotes have higher or lower deductibles it will be impossible to find the best deal in Pleasanton. Just a small difference in coverage limits could mean much higher rates. Just keep in mind that having more price comparisons helps locate the best price.

Car insurance ads bend the truth

Car insurance companies such as GEICO, State Farm and Progressive continually stream ads on TV and radio. They all seem to say the same thing of big savings after switching your policy. How does each company claim to save you money?

All the different companies are able to cherry pick for the right customer that is profitable for them. For example, a desirable insured might be over the age of 50, has no tickets, and has a short commute. Any new insured who fits that profile will get the preferred rates and most likely will save when switching.

Potential customers who fall outside these standards will have to pay a more expensive rate which usually ends up with the customer not buying. The ads state "people who switch" not "people who quote" save that kind of money. That's the way insurance companies can confidently make the claims of big savings. Because of the profiling, drivers must get as many quotes as possible. It's just too difficult to predict which car insurance company will fit your personal profile best.

Affordable insurance is out there

As you shop your coverage around, it's very important that you do not reduce coverage to reduce premium. In many instances, an insured dropped physical damage coverage only to discover later that saving that couple of dollars actually costed them tens of thousands. The ultimate goal is to get the best coverage possible at an affordable rate.

Low-cost car insurance can be purchased both online in addition to many Pleasanton insurance agents, and you should be comparing both to have the best rate selection. Some insurance providers do not provide the ability to get a quote online and most of the time these regional insurance providers sell through independent agents.

Find out more about car insurance

More tips and info about car insurance can be found at the Nebraska Department of Insurance website. Visitors are able to file complaints about an insurance agent or broker, discover disciplinary actions, view agent and company licensing information, and read enforcement actions against agents and companies.