Tightwads Tips for Saving on Pound Auto Insurance
Did you fall for a flashy sales pitch and buy high-priced auto insurance? Believe me, you're not the only one. Consumers have many to pick from, and although it's nice to have a selection, it can be more difficult to compare rates.
It's important to compare rates at least once a year because insurance rates are constantly changing. Even if you think you had the best deal six months ago you can probably find a lower rate today. Starting right now, block out anything you think you know about auto insurance because you're about to learn the only way to properly buy coverages and cut your premium.
How to Compare Pound Auto Insurance Costs
Cutting your Pound auto insurance rates can be relatively painless. Just spend a few minutes on the computer comparing rate quotes provided by online insurance companies. This can be done in several different ways.
- The recommended way to find the lowest comparison rates is to use a rate comparison form click here to open form in new window. This form saves time by eliminating boring form submissions for every auto insurance company. Completing one form will get you price quotes from all major companies.
- A less efficient way to compare rate quotes requires a visit to each individual company website to complete a price quote. For example, let's assume you want to compare rates from , and . To get rate quotes you would need to visit each site to input your insurance information, which is why the first method is quicker.
To view a list of companies in Pound, click here. - The hardest method of getting rate comparisons to local Pound insurance agencies. Buying insurance online has reduced the need for local agents unless you want the trained guidance of a local Pound agent. Drivers can get the lowest quotes online and still use a local agent.
It doesn't matter which method you choose, just compare identical coverage limits for every company. If you compare differing limits then you won't be able to decipher which rate is best in Pound.
Take advantage of discounts
Companies that sell car insurance don't necessarily list all their discounts very clearly, so here is a list both well-publicized and also the lesser-known ways to save on auto insurance. If you're not getting every credit possible, you're paying more than you need to.
- Sign Online - Certain companies will discount your bill up to fifty bucks for buying your policy over the internet.
- Drive Less and Save - Low mileage vehicles can qualify you for better rates on cars that stay parked.
- Safety Course Discount - Completing a course in driver safety could possibly earn you a 5% discount and easily recoup the cost of the course.
- Auto/Life Discount - Companies who offer life insurance give a discount if you purchase a life insurance policy as well.
- Bundle and Save - When you combine your home and auto insurance with the same company you may save up to 20% off your total premium.
- Multiple Cars - Insuring all your vehicles on the same auto insurance policy can get a discount on all vehicles.
As a disclaimer on discounts, many deductions do not apply the the whole policy. Most cut specific coverage prices like liability, collision or medical payments. So despite the fact that it appears you can get free auto insurance, auto insurance companies aren't that generous.
To see a list of companies with discount auto insurance rates in Virginia, click this link.
Even more information is available at the Virginia Bureau of Insurance website. Virginia consumers can get help finding coverage, find disaster information, discover disciplinary actions, and file complaints about an insurance agent or broker.
Additional helpful sites include this page for Virginia auto insurance and see this list of insurance agents in Pound.
