Car Insurance in Princeton, NC - 7 Tips to Save Money

Are you tired of trying to scrape together enough money each month for car insurance? You are in the same boat as many other drivers in North Carolina.

Popular companies such as GEICO and Progressive continually hit you with catchy ads and it is difficult to sift through the bull and find the best price available.

If you currently have car insurance, you stand a good chance to be able to lower your premiums substantially using this information. Finding affordable coverage in Princeton is quite easy. Nevertheless, North Carolina consumers do need to know the methods companies use to price insurance differently and use this information to your advantage.

car insurance in Princeton

Cheap Princeton Car Insurance Comparisons

The are a couple different ways to get quotes and find the best price. The best method to find the lowest rates is to use the internet to compare rates. This can be done in several different ways.

  • The recommended way to find the lowest comparison rates is a comparison rater form click to view form in new window. This method eliminates the need for multiple quote forms for each company. In just a few minutes this one form gets rate comparisons from multiple low-cost companies.
  • A more time consuming way to shop for car insurance online is spending the time to visit the website for every company you want to comare and request a quote. For examples sake, let's assume you want rates from , and . You would have to take the time to go to each site and enter your policy data, which is why the first method is quicker.

    For a list of links to companies insuring cars in Princeton, click here.
  • The least efficient way to get comparison rates to insurance agents' offices. Buying insurance online has reduced the need for local agents unless you want the professional guidance of a licensed agent. You can, however, get the lowest quotes online but buy from a local insurance agent and we'll cover that in a bit.

Which method you use is up to you, but ensure you're using exactly the same information with every price quote. If the quotes have higher or lower deductibles you can't possibly find the best deal in Princeton. Just a small difference in coverage limits may result in a large different in cost. And when price shopping your coverage, getting more free quotes will improve the odds of getting the best price.

Policy discounts you shouldn't miss

Auto insurance companies do not advertise all available discounts in a way that's easy to find, so we break down both the well known and also the lesser-known car insurance savings.

  • Service Members Pay Less - Having a deployed family member may qualify for rate reductions.
  • Employee of Federal Government - Being employed by or retired from a federal job can earn a discount up to 10% depending on your company.
  • Save with a New Car - Putting insurance coverage on a new car can be considerably cheaper compared to insuring an older model.
  • Discount for Life Insurance - Larger companies have better rates if you take out life insurance from them.
  • Paperless Signup - Some insurance companies may give you up to $50 simply for signing digitally online.
  • One Accident Forgiven - A handful of insurance companies allow you one accident before raising your premiums so long as you haven't had any claims for a certain period of time.
  • Auto/Home Discount - When you combine your home and auto insurance with one company you will save 10% to 20% off each policy.

Consumers should know that most credits do not apply to the entire cost. Most only reduce specific coverage prices like liability and collision coverage. So despite the fact that it appears you would end up receiving a 100% discount, companies don't profit that way.

To see a list of insurers who offer car insurance discounts in Princeton, follow this link.

More tips and info about car insurance can be found at the North Carolina Department of Insurance website. Visitors are able to find disaster information, download brochures, file complaints about an insurance agent or broker, and view agent and company licensing information.