Car Insurance in Robersonville, NC - 5 Tricks to Save Money

Finding cheap Robersonville car insurance over the internet can be difficult for people who are new to comparison shopping online. With so many insurers available, how can consumers have a chance to compare them all to find the lowest rates?

compare Robersonville car insurance rates

Are you getting all your discounts?

Car insurance companies do not advertise every discount in an easy-to-find place, so we researched both the well known as well as the least known savings tricks you should be using. If they aren't giving you every credit you deserve, you're just leaving money on the table.

  • Payment Method - If you pay your entire premium ahead of time rather than paying monthly you could save 5% or more.
  • Accident Waiver - A few companies will forgive one accident without raising rates if your claims history is clear prior to the accident.
  • Life Insurance - Some companies give lower rates if you buy a life insurance policy as well.
  • Multiple Vehicles - Buying coverage for multiple vehicles on one policy may reduce the rate for each vehicle.
  • Save with a New Car - Insuring a new car can save up to 30% since new cars are generally safer.

It's important to note that most discount credits are not given to all coverage premiums. Most cut individual premiums such as liability and collision coverage. So despite the fact that it appears you can get free auto insurance, you're out of luck.

For a list of insurance companies who offer car insurance discounts in Robersonville, click here to view.

How to Lower Your Car Insurance Cost in Robersonville, North Carolina

Most major insurance companies such as State Farm, Allstate and GEICO allow you to get insurance quotes online. Getting quotes doesn't take much effort as you simply type in the coverages you want as detailed in the form. Once entered, the system will obtain credit information and your driving record and quotes a price.

Quoting online makes it a lot easier to compare rates but having to visit many different websites and type in the same information is monotonous and tiresome. But it's very important to compare as many rates as possible in order to find the best price on car insurance.

A more efficient way to find lower prices is to use a quote form that gets prices from several different companies. The form is fast, eliminates form submissions, and makes rate comparisons a lot less work. As soon as you send your information, it is rated and you can select any of the quotes that you receive. If a lower price is quoted, it's easy to complete the application and buy the policy. The entire process just takes a couple of minutes and could lower your rates considerably.

To find out if lower rates are available, click here to open in new window and complete the simple form. If you have coverage now, it's recommended you replicate the insurance coverages exactly as shown on your declarations page. This helps ensure you will have a fair comparison based on identical coverages.

In the end, you save

People change insurance companies for a number of reasons such as unfair underwriting practices, an unsatisfactory settlement offer, delays in paying claims and lack of trust in their agent. Regardless of your reason for switching companies, choosing a new insurance company is not as hard as you think.

Lower-priced car insurance can be purchased both online in addition to many Robersonville insurance agents, and you need to comparison shop both to have the best rate selection. Some car insurance companies do not provide online quoting and these small, regional companies work with independent agents.

When shopping online for car insurance, never sacrifice coverage to reduce premiums. There have been many situations where drivers have reduced liability coverage limits only to discover later that a couple dollars of savings turned into a financial nightmare. The proper strategy is to purchase plenty of coverage at a price you can afford while still protecting your assets.