Top 9 Ways to Get Lower Rates on Car Insurance in Rockport, TX

Did you fall for a flashy sales pitch and buy high-priced car insurance? Believe me, there are a lot of people in Rockport just like you who feel imprisoned by their car insurance policy. You have multiple to buy insurance from, and even though it's nice to have a selection, having more makes it harder to compare rates.

Compare Quotes for Rockport Car Insurance

Cutting your Rockport car insurance rates is a fairly straight forward process. You just have to take time comparing price quotes online from several insurance companies. This can be done in several different ways.

  • The recommended way to get the best comparison quotes is to use a rate comparison form click here to open form in new window. This type of form keeps you from doing repetitive form submissions for every car insurance company. Filling out one form will get you price quotes from multiple companies.
  • A different way to get quotes online requires a visit to the website of each company and complete a new quote form. For example, let's say you want to compare rates from , and . To get rate quotes you would need to visit each site to input your insurance information, and that's why the first method is more popular.

    To view a list of companies in Rockport, click here.

However you get your quotes, ensure you are comparing identical coverage limits on every quote. If you have differing limits you will not be able to make a fair comparison in Rockport.

Save big with these nine discounts

Car insurance companies don't always advertise every discount very clearly, so we researched some of the more common and the harder-to-find discounts you could be receiving. If you're not getting every credit possible, you're paying more than you need to.

  • Accident Free - Drivers with accident-free driving histories pay much less when compared to bad drivers.
  • Memberships - Belonging to a qualifying organization may earn a discount when shopping for car insurance.
  • Safety Course Discount - Completing a driver safety course could possibly earn you a 5% discount and easily recoup the cost of the course.
  • Distant Student - Youth drivers who are attending college and don't have a car may qualify for this discount.
  • Anti-lock Brakes - Anti-lock brake equipped vehicles can avoid accidents and earn discounts up to 10%.
  • New Car Discount - Buying coverage on a new vehicle can be considerably cheaper since new cars are generally safer.
  • Federal Government Employee - Being employed by or retired from a federal job can save as much as 8% with a few car insurance companies.
  • Anti-theft Discount - Vehicles with anti-theft systems prevent vehicle theft and therefore earn up to a 10% discount.
  • Paperwork-free - Certain companies will give a small break for buying your policy over the internet.

A little note about advertised discounts, some of the credits will not apply to all coverage premiums. Some only reduce the price of certain insurance coverages like comp or med pay. Even though it may seem like all the discounts add up to a free policy, you won't be that lucky.

To see a list of insurance companies with discount car insurance rates in Texas, click here.

Learn more about Texas car insurance

Even more information is located at the Texas Department of Insurance website. Consumers can read industry bulletins, find out which companies have the most complaints, discover disciplinary actions, and read enforcement actions against agents and companies.