How to Know You're Wasting Money for Car Insurance in Rocky Mount
Did you fall for a flashy sales pitch and buy high-priced car insurance? Believe me when I say you're not alone.
There is such a variety of to buy insurance from, and although it's nice to have a selection, so many choices can make it hard to compare rates.
It's important to get comparison quotes at least once a year due to the fact that insurance rates are constantly changing. Just because you found the best deal a couple years back you can probably find a lower rate today. So block out anything you think you know about car insurance because I'm going to teach you the only way to save on car insurance.
Compare the Market for Car Insurance in Rocky Mount
Most companies like Progressive, GEICO, Allstate and State Farm allow you to get insurance quotes directly from their websites. Obtaining pricing doesn't take much effort as you just type in the coverage amounts you desire into the quote form. When the form is submitted, the system will obtain your credit score and driving record and gives you a price quote based on many factors. Quoting online makes it a lot easier to compare rates but the process of having to visit different websites and type in the same information can get tiresome after awhile. Unfortunately, it is important to compare as many rates as possible in order to find a lower rate.
There is a better way!
A quicker way to find better car insurance pricing makes use of a single form that gets price quotes from multiple companies. It's a real time-saver, reduces the work, and makes price shopping online much easier to do. Immediately after you send the form, it is rated and you can select any one of the quotes returned. If you find a better price you can click and sign and buy the new coverage. The entire process takes just a few minutes to complete and could lower your rates considerably.
In order to find out how much you're overpaying now, click here and complete the simple form. If you have a policy now, it's recommended you duplicate the coverage information exactly as shown on your declarations page. This ensures you will get a price comparison for similar insurance coverage.
More discounts equal less premium
Car insurance companies don't always advertise all their discounts very clearly, so here is a list both the well known and also the lesser-known ways to save on car insurance.
- Senior Citizens - Mature drivers may be able to get a discount up to 10%.
- Drive Less and Save - Fewer annual miles can qualify you for better rates on cars that stay parked.
- Sign Online - Some insurance companies may give you up to $50 just for signing your application over the internet.
- No Claims - Drivers with accident-free driving histories can earn big discounts as compared to bad drivers.
- Payment Method - If paying your policy premium upfront instead of paying each month you could save 5% or more.
It's important to note that most discount credits are not given the the whole policy. Most only reduce specific coverage prices like liability, collision or medical payments. So despite the fact that it appears you would end up receiving a 100% discount, you're out of luck.
To see a list of companies who offer car insurance discounts in North Carolina, click this link.
Additional detailed information is available at the North Carolina Department of Insurance website. Visitors are able to learn about insurance regulations, discover disciplinary actions, get help finding coverage, and read industry bulletins.
