Proven Ways to Save on Schofield Auto Insurance

Did you fall for a flashy sales pitch and buy overpriced auto insurance? Believe me when I say there are lots of people in the same boat. Since consumers have many online and local companies to choose from, it is very difficult to choose the most affordable car insurance company.

It's important to take a look at other company's rates at least once a year because prices are constantly changing. Even if you got the best price on your last policy there may be better deals available now. Forget anything you know (or think you know) about auto insurance because you're about to learn the tricks you need to know to get good coverage at a lower rate.

Schofield auto insurance quote

Don't pay full price with these discounts

Companies don't list every available discount very well, so we took the time to find both well-publicized as well as the least known savings tricks you should be using. If you don't get every credit possible, you're just leaving money on the table.

  • Theft Prevention System - Cars that have factory anti-theft systems are stolen less frequently and will save you 10% or more.
  • Driver Safety - Taking part in a course in driver safety could possibly earn you a 5% discount depending on where you live.
  • Multi-policy Discount - When you have multiple policies with the same insurance company you may save approximately 10% to 15%.
  • Multiple Vehicles - Having multiple vehicles on one policy may reduce the rate for each vehicle.
  • No Charge for an Accident - Some insurance companies will forgive one accident without raising rates if you are claim-free for a particular time prior to the accident.
  • Discount for New Cars - Buying coverage on a new vehicle can save up to 30% due to better safety requirements for new cars.

As a disclaimer on discounts, most discounts do not apply the the whole policy. Most only apply to individual premiums such as comprehensive or collision. So despite the fact that it appears all those discounts means the company will pay you, auto insurance companies aren't that generous.

For a list of providers who offer auto insurance discounts in Wisconsin, click here to view.

Quick Schofield Auto Insurance Quotes

Effectively comparing auto insurance prices can be a daunting task if you don't know the best way to get rate quotes. You can waste hours talking to local insurance agents in Schofield, or you could save time and use online quoting to get the quickest rates.

Most car insurance companies enroll in a system that enables customers to submit one quote, and each participating company can give them a price for coverage. This saves time by eliminating quote forms to each individual auto insurance company.

To submit your quote information now, click here (opens in new window).

The one downside to doing it this way is that consumers can't choose the companies you want to price. So if you want to select specific insurance companies to request quotes from, we put together a list of auto insurance companies in Wisconsin. Click to view list.

It's your choice how you get your quotes, but compare apples-to-apples information for each price quote. If you use higher or lower deductibles it will be impossible to truly determine the lowest rate in Schofield.

Best coverage at the best price

When you buy insurance online, do not sacrifice coverage to reduce premiums. Too many times, an insured dropped physical damage coverage only to regret at claim time that the few dollars in savings costed them thousands. The aim is to buy a smart amount of coverage at a price you can afford, not the least amount of coverage.

Cheap auto insurance can be purchased online and also from your neighborhood Schofield agents, so compare prices from both to have the best chance of lowering rates. There are still a few companies who may not provide online quoting and many times these regional insurance providers only sell through independent insurance agents.