Top 7 Ways to Save on Car Insurance in Shallotte, NC

Have you had enough of not being able to afford each month for car insurance? Your situation is no different than the majority of other car owners in North Carolina.

You have so many to buy insurance from, and although it's a good thing to have a choice, lots of choices makes it harder to compare rates.

Save big with these seven discounts

Properly insuring your vehicles can get expensive, buy you may qualify for discounts to help bring down the price. Certain discounts will be triggered automatically at the time you complete a quote, but less common discounts must be requested specifically prior to getting the savings.

Use Seat Belts - Requiring all passengers to wear their seat belts could cut 10% or more off your medical payments premium.
No Claims - Claim-free drivers pay much less when compared to frequent claim filers.
Low Mileage Discounts - Low mileage vehicles could be rewarded with lower rates on the low mileage vehicles.
One Accident Forgiven - Certain companies allow you one accident without raising rates if your claims history is clear for a certain period of time.
Save with a New Car - Buying coverage on a new vehicle can save up to 30% compared to insuring an older model.
Drivers Education - Require your teen driver to successfully complete driver's ed class if offered at their school.
Anti-lock Brake Discount - Vehicles with anti-lock braking systems can avoid accidents and earn discounts up to 10%.

As a disclaimer on discounts, most of the big mark downs will not be given to the entire cost. A few only apply to specific coverage prices like comp or med pay. So even though they make it sound like you could get a free car insurance policy, car insurance companies aren't that generous. Any amount of discount will bring down your overall premium however.

For a list of insurance companies with discount car insurance rates in North Carolina, follow this link.

Compare Shallotte Car Insurance Costs

There are several ways to get quotes and find the best price. The recommended way to find the cheapest insurance rates consists of shopping online. This can be accomplished in several different ways.

One of the best ways consumers can make multiple comparisons is to use a rate comparison form click to view form in new window. This method eliminates the need for boring form submissions for each company. In just a few minutes this one form will get you price quotes from all major companies.

A more time consuming way to get quotes online requires a visit to the website of each company and request a quote. For instance, let's say you want rates from , and . You would have to go to every website to input your insurance information, which is why the first method is quicker. To view a list of companies in Shallotte, click here.

Whichever way you use, ensure you're using identical coverage limits with every price quote. If your comparisons have differing limits you can't possibly find the best deal in Shallotte. Just a small difference in coverages may result in large price differences. And when price shopping your coverage, comparing more company's prices helps locate better pricing.

Do the work, save more money

Cheap car insurance is attainable both online in addition to many Shallotte insurance agents, so you should be comparing quotes from both to have the best rate selection. Some insurance companies do not provide online quoting and these small, regional companies work with independent agents.

As you restructure your insurance plan, never sacrifice coverage to reduce premiums. There are too many instances where an accident victim reduced liability coverage limits only to discover later that they should have had better coverage. Your strategy should be to buy enough coverage at the best price while still protecting your assets.