How to Know You're Wasting Money for Auto Insurance in Southside
Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us, you're not the only one.
Online insurance companies like GEICO and Progressive constantly blast consumers with ad campaigns and it is difficult to sift through the bull and effectively compare rates to find the best deal.
It's important to do rate comparisons at least once a year because prices are constantly changing. Just because you found the lowest rates a couple years back you can probably find a lower rate today. Starting right now, block out anything you think you know about auto insurance because you're going to get a crash course in the tricks you need to know to remove unneeded coverages and save money.
How to Compare Southside Auto Insurance Costs
Most companies provide pricing online. This process is pretty easy as you just type in the coverage amounts you desire as detailed in the form. When the form is submitted, the system will obtain your credit score and driving record and returns a price quote based on many factors. Online quotes makes comparing rates easy, but the time required to go to multiple sites and type in the same information is monotonous and tiresome. But it's very important to get many rate quotes if you want to find the best price on auto insurance.
A quicker way to find better auto insurance pricing uses one form that obtains quotes from multiple companies. The form is fast, reduces the work, and makes rate comparisons much more enjoyable. Immediately after you send the form, it gets priced with multiple companies and you can pick your choice of the quotes returned. If you find a better price you can simply submit the application and buy the new coverage. The whole process takes less than 15 minutes and you'll know if lower rates are available.
To find out if lower rates are available, click here to open in new window and submit the form. To compare your current rates, we recommend you input the coverages identical to your current policy. This ensures you will have a rate comparison for similar insurance coverage.
Are you getting all your discounts?
Auto insurance companies don't necessarily list all their discounts in a way that's easy to find, so we break down both the well known and also the lesser-known discounts you could be receiving.
- Life Insurance Discount - Companies who offer life insurance give better rates if you take out a life insurance policy as well.
- Drive Less and Save - Low mileage vehicles can earn a substantially lower rate.
- Memberships - Being a member of a civic or occupational organization may earn a discount on auto insurance.
- Accident Free - Drivers with accident-free driving histories can save substantially as compared to bad drivers.
- No Charge for an Accident - A handful of insurance companies allow you one accident before raising your premiums as long as you don't have any claims prior to the accident.
- Bundle and Save - When you combine your home and auto insurance with one insurance company you may save up to 20% off your total premium.
As a disclaimer on discounts, some credits don't apply the the whole policy. Most only apply to specific coverage prices like collision or personal injury protection. So even though it sounds like all the discounts add up to a free policy, auto insurance companies aren't that generous.
To see a list of companies with discount auto insurance rates in Southside, click here.
Find out more about auto insurance
Even more information can be found at the Tennessee Department of Commerce and Insurance website. Visitors are able to file complaints about an insurance agent or broker, find disaster information, find out which companies have the most complaints, and read industry bulletins.
